R&R Insurance Blog

Designed to jump-start your customer service career; R&R Insurance Services offers exceptional insurance industry training in the Milwaukee area and throughout Southeastern Wisconsin!

• Company paid Property and Casualty license
• Comprehensive in-depth technical and service training curriculum
• An experienced mentor who will guide you every step of the way

Requirements

• College degree (2 or 4 year)
• Prior office experience
• Microsoft Word and Excel skills
• Strong organizational and interpersonal skills
• Accuracy, efficiency, exceptional phone skills, and a proactive approach to problem solving
• Must acquire a Property & Casualty insurance license within 90 days of employment

Responsibilities

• Assist the Personal Lines Customer Service Agents in servicing clients with insurance needs
• Assist in the handling and processing of renewal policies and endorsements
• Process daily paper flow, and rating and remarketing accounts
• Office assistant duties such as scanning, filing, copying and other administrative support as needed

Rewards

• Opportunity to progress your career based upon your personal career goals
• Multi-leveled career path within our customer service department, in addition to supervisory, sales and other management opportunities as they develop within the agency
• Competitive salary plus a comprehensive benefit package
• 401k & profit sharing plan
• Family friendly environment
• 37.5 hour work week

View what life is like at R&R Insurance or learn more about R&R Insurance.

Businesses today rely heavily on the use of computers to manage their internal operations. Placing customer orders, inventory control, accounts payable to name a few. In addition, online banking has become an easy and efficient method of bookkeeping. Unfortunately, it could potentially make a thief's job easier too; that's why computer crime coverage is essential for businesses today. This coverage is designed to protect you from the loss of money, securities and other property fraudently transferred by computer from your premises (or the bank's premises) to somewhere else (most likely the thief's foreign bank account ).

Computer crime coverage, combined with fraudulent funds transfer, also protects you from loss of funds resulting from a fraudulent instruction given to a financial institution to transfer, pay, or deliver funds by phone, fax, or some other means other than computer. Thefts such as these are happening more frequently, and can deplete the bank accounts of their victims in a matter of seconds.

Speak to your Knowledge Broker about these coverages and how they may be important to your business.

It's smart to keep an emergency kit in your trunk, especially during winter months. Here are some items we'd suggest putting in your emergency kit:

• a blanket
• extra boots and gloves
• an extra set of warm clothes
• extra water and food, including hard candies (sucking on a hard candy will prevent your mouth from getting too dry)
• an ice scraper
• a small shovel
• a flashlight
• windshield washer fluid
• windshield wipers
• flares
• jumper cables
• a tool kit
• tire chains
• a tire gauge
• a spare tire with air in it
• tire-changing equipment
• a first-aid kit
• paper towels
• a bag of abrasive material such as sand, salt or non-clumping kitty litter, which can provide additional traction if a tire gets stuck in snow
• also, keep the gas tank as full as you can to prevent the gas lines from freezing

Wisconsin residents, contact knowledgebroker Kori Cumley for money-savings tips on personal insurance or a quick quote on home and auto insurance.

Even Wisconsin residents used to winter's cold and freezing temperatures can benefit from a few winterization tips. Here are 10 simple ways to get your car ready for winter and stay safe.

1. Get the right kind of oil change.
2. Replace your windshield wiper blades so you can see clearly.
3. Give your battery a little TLC. Make sure your battery’s posts and connections are corrosion-free and that your battery has all the water it needs.
4. Examine your belts and hoses for wear & tear.
5. Check your tire pressure.
6. Think about switching to snow tires.
7. Check the status of your four-wheel-drive system and be sure it’s working correctly.
8. Get the antifreeze mixture just right. It should be a 50-50 mix of antifreeze (coolant) and water inside your radiator.
9. Prepare an emergency kit and store it in your trunk during the winter months.
10. Know what to do if you get stranded. Don’t wander away from your car unless you’re completely sure about where you are and how far away help is.

Wisconsin residents, contact knowledgebroker Kori Cumley for money-savings tips on personal insurance or a quick quote on home and auto insurance.

Is it better for a policyholder to permit concealed weapons and enjoy the immunity provided by the state statute? Or is it better for a policyholder to prohibit concealed weapons and sacrifice that immunity?

We have been asked whether R&R Insurance Services plans to issue a specific recommendation to its policyholders to answer this question. Because each insured is uniquely situated, it is difficult to issue a general recommendation to all our policyholders. Because the law is new and has not been tested by the courts, we recommend our policyholders consult their own attorneys to review their individual situations and implement the best solutions based on their unique needs.

WHAT WE KNOW

1. The State of Wisconsin recently enacted legal changes that allow individuals to carry concealed weapons. These changes were enacted on June 21, 2011 as a part of Senate Bill 93. The law will take effect on November 1, 2011.
2. The law allows residents of Wisconsin who meet certain requirements to carry concealed handguns and other weapons. “Other weapons” include electric weapons, knives (except for switchblades) and billy clubs.
3. The law grants power to the owners or occupants of a premises to either permit or prohibit concealed weapons on their premises.
4. The law similarly grants power to employers to prohibit an employee from carrying a concealed weapon in the course of employment. There is an extremely important exception to this rule. The law does not allow an employer to prohibit employees from carrying concealed weapons in an employee’s own motor vehicle, even if the vehicle is used in the course of employment, and even if the vehicle is driven or parked on the employer’s property.
5. If an owner or occupant permits concealed weapons on their premises, the law grants immunity to the owner or occupant ”from any liability arising from its decision.”
6. If an owner or occupant prohibits concealed weapons on their premises, the law is silent and does not grant similar statutory immunity.

RESOURCES

1. The State Bar of Wisconsin posted an article entitled “Concealed carry: Could prohibiting weapons in the workplace lead to liability?” .
2. The Wisconsin Legislative Council issued a memorandum entitled “Carrying and Possessing Firearms in Wisconsin.” The memorandum discusses various questions relating to the new law.
3. The Wisconsin Department of Justice has published a very comprehensive questions-and-answers document addressing the new concealed weapon law.
4. Various law firms have also posted summaries of this new law.

a. Whyte Hirschboeck Dudek S.C.

b. Michael Best & Friedrich LLP

c. Godfrey & Kahn, S.C.

d. Quarles & Brady LLP

e. Foley & Lardner LLP

While we can’t take a general position on this new law or make specific recommendations to our insureds, we hope this summary and these resources will help our insureds make the best decision possible.

If you have any other questions regarding Wisconsin's Concealed Carry law, please contact your legal representative, or a knowledgebroker can put you in contact with one. 800-574-7000.

There are three common mistakes we find companies making when it comes to their accident investigation: Lack of training on why the accident investigation form is important; Poor accident investigation forms; and Lack of follow-through on valuable information gleaned from the accident investigation. This quick video explains these three common mistakes of accident investigation.

Poor Accident Investigation Forms.
Using accident investigation forms that concentrate too much on general HR information about the injured employee can waste valuable time during an investigation. Streamline your accident investigation forms to allow the supervisor to focus on how and why the employee was injured.

Lack of training on why the accident investigation form is important.
Understanding why an accident investigation form needs to be completed, how to conduct an accident investigation and understanding an organization's ultimate goal after an accident are essential elements that if not adhered to - can lead to poor results.

Lack of Follow-Through.
Often times great ideas spring from an undesirable circumstance. Accident investigation forms are there to capture the how and why of an accident and also corrective action steps the company can take to ensure it doesn't happen again. This is valuable information that should be shared with safety committees and multi-location staff to improve the overall safety of the organization. Don't overlook the follow-through on your great ideas!

For more information about accident investigation, one of our upcoming accident investigation seminars held in Waukesha, WI, or any other risk management concerns, please contact our knowledgebroker, John Brengosz.

This is a test.

Every year, one and a half million collisions with deer kill close to 150 people and cause more than $1 billion in vehicle damage. Most collisions happen in the fall, when deer are in the rut or mating season. The odds of colliding with a deer this season for a Wisconsin resident is 1 in 97 - the state of Wisconsin has the 7th highest deer-incident rates nationwide.

Here's how to avoid an unwanted wildlife encounter:

• Don't veer away. Often a deer will do less damage to your car than you might cause by swerving, possibly into oncoming traffic
• Dusk and dawn are when deer are most active - stay alert when on the road
• Deer are herd animals and migrate in groups. If you see one, slow down - there are probably more nearby
• Consider a deer whistle device, but always have a watchful eye even if you have one

Wisconsin residents, contact a knowledgebroker to review your current policy, get a free quote and improve your coverage.