--- title: R&R Insurance | Equipment Breakdown Coverage description: Equipment Breakdown insurance provides coverage for business equipment and mechanical damage. For more information, contact R&R Insurance. --- [![RR Insurance White w no Background400pxSmall](https://www.myknowledgebroker.com/hs-fs/hubfs/RR%20Insurance%20White%20w%20no%20Background400pxSmall.png?width=400&height=295&name=RR%20Insurance%20White%20w%20no%20Background400pxSmall.png "RR Insurance White w no Background400pxSmall")](https://www.myknowledgebroker.com) - - [800.566.7007](https://www.myknowledgebroker.com/tel:+18005667007) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Request a Quote](https://www.myknowledgebroker.com/contact-us/general-quote-inquiry) [Menu **](https://www.myknowledgebroker.com/business-insurance/equipment-breakdown-coverage#main-nav) - [Home](https://www.myknowledgebroker.com) - [Business Insurance](https://www.myknowledgebroker.com/business-insurance) - [Property & Casualty](https://www.myknowledgebroker.com/business-insurance/property-casualty) - [Workers Compensation](https://www.myknowledgebroker.com/business-insurance/workers-compensation) - [General Liability](https://www.myknowledgebroker.com/business-insurance/general-liability) - [Professional Services](https://www.myknowledgebroker.com/business-insurance/professional-services) - [Captives](https://www.myknowledgebroker.com/business-insurance/captives) - [Mergers & Acquisitions](https://www.myknowledgebroker.com/business-insurance/mergers-acquisitions) - [Executive Risk](https://www.myknowledgebroker.com/business-insurance/executive-risk) - [Umbrella Liability](https://www.myknowledgebroker.com/business-insurance/umbrella-liability-insurance) - [Bonds](https://www.myknowledgebroker.com/bonds) - [Cyber Liability](https://www.myknowledgebroker.com/business-insurance/cyber-liability) - [Building Ordinance](https://www.myknowledgebroker.com/business-insurance/building-ordinance-coverage) - [Employee Dishonesty](https://www.myknowledgebroker.com/business-insurance/employee-dishonesty) - [Equipment Breakdown](https://www.myknowledgebroker.com/business-insurance/equipment-breakdown-coverage) - [Business Succession](https://www.myknowledgebroker.com/business-insurance/business-succession) - [Risk Management](https://www.myknowledgebroker.com/business-insurance/risk-management) - [International Capabilities](https://www.myknowledgebroker.com/business-insurance/international-capabilities) - [Industries](https://www.myknowledgebroker.com/business-insurance/industries) - [Agriculture & Agribusiness](https://www.myknowledgebroker.com/business-insurance/industries/agribusiness) - [Arts, Entertainment, & Recreation](https://www.myknowledgebroker.com/business-insurance/industries/arts-entertainment-recreation) - [Auto and Franchise Dealers](https://www.myknowledgebroker.com/auto-and-franchise-dealers) - [Camps and Retreats](https://www.myknowledgebroker.com/camp-insurance) - [Child Care](https://www.myknowledgebroker.com/child-care) - [Construction](https://www.myknowledgebroker.com/business-insurance/industries/construction) - [Dental Practice](https://www.myknowledgebroker.com/dentists) - [Financial and Professional Services](https://www.myknowledgebroker.com/business-insurance/industries/financial-and-professional-services) - [Fitness](https://www.myknowledgebroker.com/fitness) - [Food & Beverage](https://www.myknowledgebroker.com/business-insurance/industries/food-and-beverage) - [Gas & Oil Distribution](https://www.myknowledgebroker.com/business-insurance/industries/petroleum-distribution) - [Healthcare & Social Services](https://www.myknowledgebroker.com/business-insurance/industries/health-care) - [Hospitality, Media and Entertainment](https://www.myknowledgebroker.com/business-insurance/industries/hospitality-media-and-entertainment) - [Lumber / Wood Products](https://www.myknowledgebroker.com/business-insurance/industries/lumber-wood-products) - [Manufacturing and Industrial Services](https://www.myknowledgebroker.com/business-insurance/industries/manufacturing-and-industrial-services) - [Public and Private Education](https://www.myknowledgebroker.com/business-insurance/industries/schools) - [Public Entity / Municipalities](https://www.myknowledgebroker.com/business-insurance/industries/municipalities) - [Real Estate](https://www.myknowledgebroker.com/business-insurance/industries/real-estate) - [Retail](https://www.myknowledgebroker.com/business-insurance/industries/retail-insurance) - [Small Business](https://www.myknowledgebroker.com/business-insurance/industries/small-business) - [Technology & Cyber Security](https://www.myknowledgebroker.com/business-insurance/industries/technology) - [Temporary Staffing](https://www.myknowledgebroker.com/business-insurance/industries/temporary-staffing) - [Tree Care & Arborists](https://www.myknowledgebroker.com/tree-care) - [Trucking, Transportation, & Warehousing](https://www.myknowledgebroker.com/business-insurance/industries/trucking-and-transportation) - [Veterinarian & Animal Care](https://www.myknowledgebroker.com/vet-and-animal-care) - [Benefits](https://www.myknowledgebroker.com/benefits) - [Affordable Care Act](https://www.myknowledgebroker.com/benefits/affordable-care-act) - [Wellness](https://www.myknowledgebroker.com/health-insurance/wellness) - [WellCompForLife](https://www.myknowledgebroker.com/benefits/wellcompforlife) - [Voluntary Benefits](https://www.myknowledgebroker.com/health-insurance/voluntary-benefits) - [Self Funded Health Insurance](https://www.myknowledgebroker.com/health-insurance/self-funded-health-insurance) - [HRAs and HSAs](https://www.myknowledgebroker.com/health-insurance/hras-and-hsas) - [Health Insurance Resources](https://www.myknowledgebroker.com/health-insurance/health-insurance-resources) - [Health Care Webinars](https://www.myknowledgebroker.com/health-care-webinars) - [Financial Services](https://www.myknowledgebroker.com/financial-services) - [Life Insurance](https://www.myknowledgebroker.com/financial-services/life-insurance) - [Buy-Sell Agreements](https://www.myknowledgebroker.com/financial-services/buy-sell-agreements) - [Business Continuation](https://www.myknowledgebroker.com/financial-services/business-continuation) - [Long Term Care Insurance](https://www.myknowledgebroker.com/financial-services/long-term-care-insurance) - [Mortgage Protection](https://www.myknowledgebroker.com/financial-services/mortgage-protection) - [Bonds](https://www.myknowledgebroker.com/bonds) - [Contract Bonds](https://www.myknowledgebroker.com/bonds/contract-bonds) - [Commercial Bonds](https://www.myknowledgebroker.com/bonds/commerical-bonds) - [Court Bonds](https://www.myknowledgebroker.com/bonds/court-bonds) - [Auto Dealers Bond Service](https://www.myknowledgebroker.com/bonds/auto-dealers-bond-service) - [Bonding Videos](https://www.myknowledgebroker.com/bonds/bonding-videos) - [Sheriff Indemnity Bonds](https://www.myknowledgebroker.com/bonds/sheriff-indemnity-bonds) - [Errors & Omissions Policy Only - Individual](https://www.myknowledgebroker.com/bonds/errors-and-omissions-policy-only-individual) - [ERISA, Pensions & Welfare Bond](https://www.myknowledgebroker.com/bonds/erisa-pension-and-welfare-bond) - [Business Service Bonds](https://www.myknowledgebroker.com/bonds/business-service-bonds) - [Personal Insurance](https://www.myknowledgebroker.com/personal-insurance) - [Get a Home/Auto Quote](https://www.myknowledgebroker.com/personal-insurance/get-a-home/auto-quote) - [Private Client Division](https://www.myknowledgebroker.com/wealth) - [Auto Insurance](https://www.myknowledgebroker.com/personal-insurance/auto-insurance) - [Home Insurance](https://www.myknowledgebroker.com/personal-insurance/home-insurance) - [Personal Umbrella](https://www.myknowledgebroker.com/personal-insurance/personal-umbrella) - [Identity Theft](https://www.myknowledgebroker.com/personal-insurance/identity-theft) - [Employer Discounts](https://www.myknowledgebroker.com/personal-insurance/employer-discounts) - [Flood Insurance](https://www.myknowledgebroker.com/personal-insurance/flood-insurance) - [Customer Testimonials and Videos](https://www.myknowledgebroker.com/personal-insurance/personal-line-customers-testimonials-and-videos) - [Medicare](https://www.myknowledgebroker.com/personal-insurance/medicare) - [Medicare](https://www.myknowledgebroker.com/personal-insurance/medicare) - [Resources](https://www.myknowledgebroker.com/resources) - [Webinars](https://www.myknowledgebroker.com/webinars) - [Downloads](https://www.myknowledgebroker.com/downloads) - [Risk Management Center](https://www.myknowledgebroker.com/rmc) - [Training](https://www.myknowledgebroker.com/resource-center/training) - [Rapport with Medical Professionals](https://www.myknowledgebroker.com/resource-center/rapport-with-medical-professionals) - [Professional Services](https://www.myknowledgebroker.com/business-insurance/professional-services) - [Client Portal](https://www.myknowledgebroker.com/client-portal) - [About Us](https://www.myknowledgebroker.com/about-us) - [Blog](https://www.myknowledgebroker.com/blog) - [News](https://www.myknowledgebroker.com/about-us/news) - [Philosophy](https://www.myknowledgebroker.com/about-us/philosophy) - [Community Support](https://www.myknowledgebroker.com/about-us/community-support) - [Office Locations](https://www.myknowledgebroker.com/about-us/office-locations) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Write a Review](https://www.myknowledgebroker.com/write-a-review) - [Make a Payment](https://www.myknowledgebroker.com/make-a-payment) - [TV Commercials](https://www.myknowledgebroker.com/about-us/tv-commercials) - [Privacy Statement](https://www.myknowledgebroker.com/about-us/privacy-statement) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [Career Opportunities](https://recruiting2.ultipro.com/RRI1001RRIS/JobBoard/073030a9-8091-4aee-bef3-364b5a88b8c5/?q=&o=postedDateDesc) - [Benefits](https://www.myknowledgebroker.com/about-us/careers/benefits) - [Blog](https://www.myknowledgebroker.com/blog) - [Recent News](https://www.myknowledgebroker.com/about-us/news) - [Employee Directory](https://www.myknowledgebroker.com/employee-directory) [800.566.7007](tel:+18005667007)[Careers](https://www.myknowledgebroker.com/about-us/careers)[Contact Us](https://www.myknowledgebroker.com/contact-us) # Equipment Breakdown Coverage Typically property insurance covers equipment forstandard perils, such as fire, but excluded losses due to: - Mechanical breakdown - Electrical arcing - Damage to Steam Boilers and Hot Water Heaters Your business may depend on many types of equipment such as: - Electrical Equipment - Mechanical Equipment - Business Equipment - Refrigeration Equipment - Heating and Cooling Systems This equipment is subject to sudden and accidental breakdown. Computers or EDP equipment are not covered by this insurance. Equipment Breakdown insurance helps protect you from the costs associated with the losses to your building’s equipment. It pays for: - Cost to repair or replace equipment damaged by a breakdown - Other costs or expenses to limit the loss or speed business restoration - Loss of business income due to an “accident” Ask yourself: What’s more likely? A power surge that damages electrical distribution equipment or a major fire? You’re probably adequately insured for fire. Shouldn’t you insure for what’s more likely to occur? Please [contact us](mailto:info@rrins.com?subject=Equipment%20Breakdown%20Coverage) to discuss this coverage further and see just how affordable this coverage can be. - [Home](https://www.myknowledgebroker.com) - [Business Insurance](https://www.myknowledgebroker.com/business-insurance) - [Property & Casualty](https://www.myknowledgebroker.com/business-insurance/property-casualty) - [Workers Compensation](https://www.myknowledgebroker.com/business-insurance/workers-compensation) - [ModMaster](https://www.myknowledgebroker.com/business-insurance/workers-compensation/modmaster) - [Return-to-Work](https://www.myknowledgebroker.com/business-insurance/workers-compensation/return-to-work) - [Workers Compensation Testimonials](https://www.myknowledgebroker.com/business-insurance/workers-compensation/workers-compensation-testimonials) - [Money Saved Through Experience MOD Management](https://www.myknowledgebroker.com/business-insurance/workers-compensation/money-saved-through-experience-mod-management) - [General Liability](https://www.myknowledgebroker.com/business-insurance/general-liability) - [Professional Services](https://www.myknowledgebroker.com/business-insurance/professional-services) - [Captives](https://www.myknowledgebroker.com/business-insurance/captives) - [Mergers & Acquisitions](https://www.myknowledgebroker.com/business-insurance/mergers-acquisitions) - [Executive Risk](https://www.myknowledgebroker.com/business-insurance/executive-risk) - [Directors & Officers Liability](https://www.myknowledgebroker.com/business-insurance/executive-risk/directors-officers-liability) - [Professional Liability](https://www.myknowledgebroker.com/business-insurance/executive-risk/professional-liability) - [Employment Practices Liability](https://www.myknowledgebroker.com/business-insurance/executive-risk/employment-practices-liability-insurance-epli) - [Fiduciary Liability](https://www.myknowledgebroker.com/business-insurance/executive-risk/fiduciary-liability) - [Umbrella Liability](https://www.myknowledgebroker.com/business-insurance/umbrella-liability-insurance) - [Bonds](https://www.myknowledgebroker.com/bonds) - [Cyber Liability](https://www.myknowledgebroker.com/business-insurance/cyber-liability) - [Building Ordinance](https://www.myknowledgebroker.com/business-insurance/building-ordinance-coverage) - [Employee Dishonesty](https://www.myknowledgebroker.com/business-insurance/employee-dishonesty) - [Equipment Breakdown](https://www.myknowledgebroker.com/business-insurance/equipment-breakdown-coverage) - [Business Succession](https://www.myknowledgebroker.com/business-insurance/business-succession) - [Risk Management](https://www.myknowledgebroker.com/business-insurance/risk-management) - [Claims Management](https://www.myknowledgebroker.com/business-insurance/risk-management/claims-management) - [Loss Control](https://www.myknowledgebroker.com/business-insurance/risk-management/loss-control) - [International Capabilities](https://www.myknowledgebroker.com/business-insurance/international-capabilities) - [Industries](https://www.myknowledgebroker.com/business-insurance/industries) - [Agriculture & Agribusiness](https://www.myknowledgebroker.com/business-insurance/industries/agribusiness) - [Arts, Entertainment, & Recreation](https://www.myknowledgebroker.com/business-insurance/industries/arts-entertainment-recreation) - [Auto and Franchise Dealers](https://www.myknowledgebroker.com/auto-and-franchise-dealers) - [Camps and Retreats](https://www.myknowledgebroker.com/camp-insurance) - [Child Care](https://www.myknowledgebroker.com/child-care) - [Construction](https://www.myknowledgebroker.com/business-insurance/industries/construction) - [Testimonials](https://www.myknowledgebroker.com/business-insurance/industries/construction/testimonials) - [Risk Transfer](https://www.myknowledgebroker.com/business-insurance/industries/construction/risk-transfer) - [Dental Practice](https://www.myknowledgebroker.com/dentists) - [Financial and Professional Services](https://www.myknowledgebroker.com/business-insurance/industries/financial-and-professional-services) - [Fitness](https://www.myknowledgebroker.com/fitness) - [Food & Beverage](https://www.myknowledgebroker.com/business-insurance/industries/food-and-beverage) - [Gas & Oil Distribution](https://www.myknowledgebroker.com/business-insurance/industries/petroleum-distribution) - [Healthcare & Social Services](https://www.myknowledgebroker.com/business-insurance/industries/health-care) - [Hospitality, Media and Entertainment](https://www.myknowledgebroker.com/business-insurance/industries/hospitality-media-and-entertainment) - [Lumber / Wood Products](https://www.myknowledgebroker.com/business-insurance/industries/lumber-wood-products) - [Manufacturing and Industrial Services](https://www.myknowledgebroker.com/business-insurance/industries/manufacturing-and-industrial-services) - [Manufacturing Testimonials](https://www.myknowledgebroker.com/business-insurance/industries/manufacturing-and-industrial-services/testimonials) - [Public and Private Education](https://www.myknowledgebroker.com/business-insurance/industries/schools) - [Public Entity / Municipalities](https://www.myknowledgebroker.com/business-insurance/industries/municipalities) - [Real Estate](https://www.myknowledgebroker.com/business-insurance/industries/real-estate) - [Retail](https://www.myknowledgebroker.com/business-insurance/industries/retail-insurance) - [Small Business](https://www.myknowledgebroker.com/business-insurance/industries/small-business) - [Technology & Cyber Security](https://www.myknowledgebroker.com/business-insurance/industries/technology) - [Temporary Staffing](https://www.myknowledgebroker.com/business-insurance/industries/temporary-staffing) - [Tree Care & Arborists](https://www.myknowledgebroker.com/tree-care) - [Trucking, Transportation, & Warehousing](https://www.myknowledgebroker.com/business-insurance/industries/trucking-and-transportation) - [Sales and Support](https://www.myknowledgebroker.com/business-insurance/industries/trucking-and-transportation/sales-and-support) - [Coverages](https://www.myknowledgebroker.com/business-insurance/industries/trucking-and-transportation/coverages) - [Links for the Transportation Industry](https://www.myknowledgebroker.com/business-insurance/industries/trucking-and-transportation/links-for-the-transportation-industry) - [Russ Darrow Owner Operator Program](https://www.myknowledgebroker.com/russdarrow) - [Veterinarian & Animal Care](https://www.myknowledgebroker.com/vet-and-animal-care) - [Benefits](https://www.myknowledgebroker.com/benefits) - [Affordable Care Act](https://www.myknowledgebroker.com/benefits/affordable-care-act) - [Affordable Care Act Resources](https://www.myknowledgebroker.com/benefits/affordable-care-act/affordable-care-act-resources) - [Affordable Care Act Timeline](https://www.myknowledgebroker.com/benefits/affordable-care-act/affordable-care-act-timeline) - [Wellness](https://www.myknowledgebroker.com/health-insurance/wellness) - [WellCompForLife](https://www.myknowledgebroker.com/benefits/wellcompforlife) - [Voluntary Benefits](https://www.myknowledgebroker.com/health-insurance/voluntary-benefits) - [Group Dental Insurance](https://www.myknowledgebroker.com/voluntary-group-dental-insurance) - [Group Vision Insurance](https://www.myknowledgebroker.com/voluntary-group-vision-insurance) - [Group Life Insurance](https://www.myknowledgebroker.com/voluntary-group-life-insurance) - [Group Disability Insurance](https://www.myknowledgebroker.com/voluntary-group-disability-insurance) - [Group Accident Insurance](https://www.myknowledgebroker.com/voluntary-group-accident-insurance) - [Group Critical Illness Insurance](https://www.myknowledgebroker.com/voluntary-group-critical-illness-insurance) - [Group Long Term Care Insurance](https://www.myknowledgebroker.com/voluntary-group-long-term-care-insurance) - [Group Home and Auto Insurance](https://www.myknowledgebroker.com/health-insurance/group-home-and-auto-insurance) - [Self Funded Health Insurance](https://www.myknowledgebroker.com/health-insurance/self-funded-health-insurance) - [Advantages of Self Funding Health Insurance](https://www.myknowledgebroker.com/health-insurance/self-funded-health-insurance/advantages-) - [Self Funded Health Plan Example](https://www.myknowledgebroker.com/health-insurance/self-funded-health-insurance/self-funded-health-plan-example) - [Expectations of Third Party Administrators](https://www.myknowledgebroker.com/health-insurance/self-funded-health-insurance/expectations-of-third-party-administrators) - [HRAs and HSAs](https://www.myknowledgebroker.com/health-insurance/hras-and-hsas) - [Health Insurance Resources](https://www.myknowledgebroker.com/health-insurance/health-insurance-resources) - [MyWaveHR](https://www.myknowledgebroker.com/health-insurance/mywavehr) - [Health Care Webinars](https://www.myknowledgebroker.com/health-care-webinars) - [Financial Services](https://www.myknowledgebroker.com/financial-services) - [Life Insurance](https://www.myknowledgebroker.com/financial-services/life-insurance) - [Types of Life Insurance](https://www.myknowledgebroker.com/financial-services/life-insurance/types-of-life-insurance) - [Buy-Sell Agreements](https://www.myknowledgebroker.com/financial-services/buy-sell-agreements) - [Business Continuation](https://www.myknowledgebroker.com/financial-services/business-continuation) - [Buy-Sell Agreements](https://www.myknowledgebroker.com/financial-services/buy-sell-agreements) - [Long Term Care Insurance](https://www.myknowledgebroker.com/financial-services/long-term-care-insurance) - [Long Term Care Insurance Resources](https://www.myknowledgebroker.com/financial-services/long-term-care-insurance/long-term-care-insurance-resources) - [Mortgage Protection](https://www.myknowledgebroker.com/financial-services/mortgage-protection) - [Bonds](https://www.myknowledgebroker.com/bonds) - [Contract Bonds](https://www.myknowledgebroker.com/bonds/contract-bonds) - [SBA Bond Guarantee Program](https://www.myknowledgebroker.com/bonds/contract-bonds/sba-bond-guarantee-program) - [Commercial Bonds](https://www.myknowledgebroker.com/bonds/commerical-bonds) - [Court Bonds](https://www.myknowledgebroker.com/bonds/court-bonds) - [Auto Dealers Bond Service](https://www.myknowledgebroker.com/bonds/auto-dealers-bond-service) - [Bonding Videos](https://www.myknowledgebroker.com/bonds/bonding-videos) - [Sheriff Indemnity Bonds](https://www.myknowledgebroker.com/bonds/sheriff-indemnity-bonds) - [Errors & Omissions Policy Only - Individual](https://www.myknowledgebroker.com/bonds/errors-and-omissions-policy-only-individual) - [ERISA, Pensions & Welfare Bond](https://www.myknowledgebroker.com/bonds/erisa-pension-and-welfare-bond) - [Business Service Bonds](https://www.myknowledgebroker.com/bonds/business-service-bonds) - [Personal Insurance](https://www.myknowledgebroker.com/personal-insurance) - [Get a Home/Auto Quote](https://www.myknowledgebroker.com/personal-insurance/get-a-home/auto-quote) - [Private Client Division](https://www.myknowledgebroker.com/wealth) - [Auto Insurance](https://www.myknowledgebroker.com/personal-insurance/auto-insurance) - [Teen Drivers](https://www.myknowledgebroker.com/personal-insurance/auto/teen-drivers) - [Replacement Coverage](https://www.myknowledgebroker.com/personal-insurance/auto/replacement-coverage) - [Home Insurance](https://www.myknowledgebroker.com/personal-insurance/home-insurance) - [Guaranteed Replacement](https://www.myknowledgebroker.com/personal-insurance/homeowners/guaranteed-replacement) - [Home Inventory](https://www.myknowledgebroker.com/personal-insurance/homeowners/home-inventory) - [Private Client Division](https://www.myknowledgebroker.com/wealth) - [Personal Umbrella](https://www.myknowledgebroker.com/personal-insurance/personal-umbrella) - [Identity Theft](https://www.myknowledgebroker.com/personal-insurance/identity-theft) - [Employer Discounts](https://www.myknowledgebroker.com/personal-insurance/employer-discounts) - [Flood Insurance](https://www.myknowledgebroker.com/personal-insurance/flood-insurance) - [Customer Testimonials and Videos](https://www.myknowledgebroker.com/personal-insurance/personal-line-customers-testimonials-and-videos) - [Medicare](https://www.myknowledgebroker.com/personal-insurance/medicare) - [Medicare](https://www.myknowledgebroker.com/personal-insurance/medicare) - [Resources](https://www.myknowledgebroker.com/resources) - [Webinars](https://www.myknowledgebroker.com/webinars) - [Downloads](https://www.myknowledgebroker.com/downloads) - [Risk Management Center](https://www.myknowledgebroker.com/rmc) - [Training](https://www.myknowledgebroker.com/resource-center/training) - [Rapport with Medical Professionals](https://www.myknowledgebroker.com/resource-center/rapport-with-medical-professionals) - [Professional Services](https://www.myknowledgebroker.com/business-insurance/professional-services) - [Client Portal](https://www.myknowledgebroker.com/client-portal) - [Risk Management Center](https://www.myknowledgebroker.com/rmc) - [Passport (Schools & Municipalities)](https://www.myknowledgebroker.com/passport) - [InsurLink](https://clientportal.vertafore.com/Login/1000406-1) - [About Us](https://www.myknowledgebroker.com/about-us) - [Blog](https://www.myknowledgebroker.com/blog) - [News](https://www.myknowledgebroker.com/about-us/news) - [Philosophy](https://www.myknowledgebroker.com/about-us/philosophy) - [Community Support](https://www.myknowledgebroker.com/about-us/community-support) - [Office Locations](https://www.myknowledgebroker.com/about-us/office-locations) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Write a Review](https://www.myknowledgebroker.com/write-a-review) - [Make a Payment](https://www.myknowledgebroker.com/make-a-payment) - [TV Commercials](https://www.myknowledgebroker.com/about-us/tv-commercials) - [Privacy Statement](https://www.myknowledgebroker.com/about-us/privacy-statement) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [Career Opportunities](https://recruiting2.ultipro.com/RRI1001RRIS/JobBoard/073030a9-8091-4aee-bef3-364b5a88b8c5/?q=&o=postedDateDesc) - [Benefits](https://www.myknowledgebroker.com/about-us/careers/benefits) - [Blog](https://www.myknowledgebroker.com/blog) - [Recent News](https://www.myknowledgebroker.com/about-us/news) - [Employee Directory](https://www.myknowledgebroker.com/employee-directory) ### Un-Happy New Year's Eve A large medical supply distribution company located in Oak Brook, Illinois had a very un-happy New Years’. On December 30, 2008, their computer facility housing 4,000 square feet of data processing equipment and all of the call center equipment for 240 employees was damaged due to water. The water came from the sprinkler system that kicked in when the heating alarm in the processing room overheated. The backup temperature alarm control malfunctioned. The secondary temperature alarm also malfunctioned. A processing room full of essential operating equipment began overheating – with no alarm in site, and no one at the office to notice. It got too hot, the sprinkler system went off and everything was down hill from there. ### Resolution This happened on Dec 30, 2008. The company was able to set up operating functionality off site within 48 hours. The damages are undetermined as of 1/8/09. They are self-insured. They were most likely also self insured for the business interruption that they suffered as a result of the damage. ![R&R Insurance - The Knowledge Brokers](https://www.myknowledgebroker.com/hs-fs/hubfs/images-v2/rr-logo-wide.png?width=253&name=rr-logo-wide.png "R&R Insurance - The Knowledge Brokers") - [Home](https://www.myknowledgebroker.com) - [About Us](https://www.myknowledgebroker.com/about-us) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [p: 800.566.7007](http://tel:+18005667007) Waukesha Office | N14 W23900 Stone Ridge Drive | Waukesha, WI 53188 | [262.574.7000](tel:+12625747000) | [Get Directions](https://www.myknowledgebroker.com/about-us/office-locations) AFTER HOURS CLAIMS | [PHONE: 828.539.4574](tel:+12625747000) | EMERGENCY CLAIM CALLS ONLY PLEASE ©2021 All Rights Reserved. R&R Insurance Services, Inc. | [Privacy Statement](https://www.myknowledgebroker.com/about-us/privacy-statement) [**](https://www.myknowledgebroker.com/business-insurance/equipment-breakdown-coverage#) Menu [800.566.7007](tel:+18005667007) [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) [Request a Quote](https://www.myknowledgebroker.com/contact-us/general-quote-inquiry) © 2026 www.myknowledgebroker.com ![](https://www.googleadservices.com/pagead/conversion/966234977/?label=A33TCJq-1WkQ4abezAM&guid=ON&script=0) ![](https://px.ads.linkedin.com/collect/?pid=3881898&fmt=gif)