--- title: R&R Insurance | Public Entity & Municipalities description: Providing specialized insurance coverages and services to villages and cities across Wisconsin. --- [![RR Insurance White w no Background400pxSmall](https://www.myknowledgebroker.com/hs-fs/hubfs/RR%20Insurance%20White%20w%20no%20Background400pxSmall.png?width=400&height=295&name=RR%20Insurance%20White%20w%20no%20Background400pxSmall.png "RR Insurance White w no Background400pxSmall")](https://www.myknowledgebroker.com) - - [800.566.7007](https://www.myknowledgebroker.com/tel:+18005667007) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Request a Quote](https://www.myknowledgebroker.com/contact-us/general-quote-inquiry) [Menu **](https://www.myknowledgebroker.com/business-insurance/industries/municipalities#main-nav) - [Home](https://www.myknowledgebroker.com) - [Business Insurance](https://www.myknowledgebroker.com/business-insurance) - [Property & Casualty](https://www.myknowledgebroker.com/business-insurance/property-casualty) - [Workers Compensation](https://www.myknowledgebroker.com/business-insurance/workers-compensation) - [General Liability](https://www.myknowledgebroker.com/business-insurance/general-liability) - [Professional Services](https://www.myknowledgebroker.com/business-insurance/professional-services) - [Captives](https://www.myknowledgebroker.com/business-insurance/captives) - [Mergers & Acquisitions](https://www.myknowledgebroker.com/business-insurance/mergers-acquisitions) - [Executive Risk](https://www.myknowledgebroker.com/business-insurance/executive-risk) - [Umbrella Liability](https://www.myknowledgebroker.com/business-insurance/umbrella-liability-insurance) - [Bonds](https://www.myknowledgebroker.com/bonds) - [Cyber Liability](https://www.myknowledgebroker.com/business-insurance/cyber-liability) - [Building Ordinance](https://www.myknowledgebroker.com/business-insurance/building-ordinance-coverage) - [Employee Dishonesty](https://www.myknowledgebroker.com/business-insurance/employee-dishonesty) - [Equipment Breakdown](https://www.myknowledgebroker.com/business-insurance/equipment-breakdown-coverage) - [Business Succession](https://www.myknowledgebroker.com/business-insurance/business-succession) - [Risk Management](https://www.myknowledgebroker.com/business-insurance/risk-management) - [International Capabilities](https://www.myknowledgebroker.com/business-insurance/international-capabilities) - [Industries](https://www.myknowledgebroker.com/business-insurance/industries) - [Agriculture & Agribusiness](https://www.myknowledgebroker.com/business-insurance/industries/agribusiness) - [Arts, Entertainment, & Recreation](https://www.myknowledgebroker.com/business-insurance/industries/arts-entertainment-recreation) - [Auto and Franchise Dealers](https://www.myknowledgebroker.com/auto-and-franchise-dealers) - [Camps and Retreats](https://www.myknowledgebroker.com/camp-insurance) - [Child Care](https://www.myknowledgebroker.com/child-care) - [Construction](https://www.myknowledgebroker.com/business-insurance/industries/construction) - [Dental Practice](https://www.myknowledgebroker.com/dentists) - [Financial and Professional Services](https://www.myknowledgebroker.com/business-insurance/industries/financial-and-professional-services) - [Fitness](https://www.myknowledgebroker.com/fitness) - [Food & Beverage](https://www.myknowledgebroker.com/business-insurance/industries/food-and-beverage) - [Gas & Oil Distribution](https://www.myknowledgebroker.com/business-insurance/industries/petroleum-distribution) - [Healthcare & Social Services](https://www.myknowledgebroker.com/business-insurance/industries/health-care) - [Hospitality, Media and Entertainment](https://www.myknowledgebroker.com/business-insurance/industries/hospitality-media-and-entertainment) - [Lumber / Wood Products](https://www.myknowledgebroker.com/business-insurance/industries/lumber-wood-products) - [Manufacturing and Industrial Services](https://www.myknowledgebroker.com/business-insurance/industries/manufacturing-and-industrial-services) - [Public and Private Education](https://www.myknowledgebroker.com/business-insurance/industries/schools) - [Public Entity / Municipalities](https://www.myknowledgebroker.com/business-insurance/industries/municipalities) - [Real Estate](https://www.myknowledgebroker.com/business-insurance/industries/real-estate) - [Retail](https://www.myknowledgebroker.com/business-insurance/industries/retail-insurance) - [Small Business](https://www.myknowledgebroker.com/business-insurance/industries/small-business) - [Technology & Cyber Security](https://www.myknowledgebroker.com/business-insurance/industries/technology) - [Temporary Staffing](https://www.myknowledgebroker.com/business-insurance/industries/temporary-staffing) - [Tree Care & Arborists](https://www.myknowledgebroker.com/tree-care) - [Trucking, Transportation, & Warehousing](https://www.myknowledgebroker.com/business-insurance/industries/trucking-and-transportation) - [Veterinarian & Animal Care](https://www.myknowledgebroker.com/vet-and-animal-care) - [Benefits](https://www.myknowledgebroker.com/benefits) - [Affordable Care Act](https://www.myknowledgebroker.com/benefits/affordable-care-act) - [Wellness](https://www.myknowledgebroker.com/health-insurance/wellness) - [WellCompForLife](https://www.myknowledgebroker.com/benefits/wellcompforlife) - [Voluntary Benefits](https://www.myknowledgebroker.com/health-insurance/voluntary-benefits) - [Self Funded Health Insurance](https://www.myknowledgebroker.com/health-insurance/self-funded-health-insurance) - [HRAs and HSAs](https://www.myknowledgebroker.com/health-insurance/hras-and-hsas) - [Health Insurance Resources](https://www.myknowledgebroker.com/health-insurance/health-insurance-resources) - [Health Care Webinars](https://www.myknowledgebroker.com/health-care-webinars) - [Financial Services](https://www.myknowledgebroker.com/financial-services) - [Life Insurance](https://www.myknowledgebroker.com/financial-services/life-insurance) - [Buy-Sell Agreements](https://www.myknowledgebroker.com/financial-services/buy-sell-agreements) - [Business Continuation](https://www.myknowledgebroker.com/financial-services/business-continuation) - [Long Term Care Insurance](https://www.myknowledgebroker.com/financial-services/long-term-care-insurance) - [Mortgage Protection](https://www.myknowledgebroker.com/financial-services/mortgage-protection) - [Bonds](https://www.myknowledgebroker.com/bonds) - [Contract Bonds](https://www.myknowledgebroker.com/bonds/contract-bonds) - [Commercial Bonds](https://www.myknowledgebroker.com/bonds/commerical-bonds) - [Court Bonds](https://www.myknowledgebroker.com/bonds/court-bonds) - [Auto Dealers Bond Service](https://www.myknowledgebroker.com/bonds/auto-dealers-bond-service) - [Bonding Videos](https://www.myknowledgebroker.com/bonds/bonding-videos) - [Sheriff Indemnity Bonds](https://www.myknowledgebroker.com/bonds/sheriff-indemnity-bonds) - [Errors & Omissions Policy Only - Individual](https://www.myknowledgebroker.com/bonds/errors-and-omissions-policy-only-individual) - [ERISA, Pensions & Welfare Bond](https://www.myknowledgebroker.com/bonds/erisa-pension-and-welfare-bond) - [Business Service Bonds](https://www.myknowledgebroker.com/bonds/business-service-bonds) - [Personal Insurance](https://www.myknowledgebroker.com/personal-insurance) - [Get a Home/Auto Quote](https://www.myknowledgebroker.com/personal-insurance/get-a-home/auto-quote) - [Private Client Division](https://www.myknowledgebroker.com/wealth) - [Auto Insurance](https://www.myknowledgebroker.com/personal-insurance/auto-insurance) - [Home Insurance](https://www.myknowledgebroker.com/personal-insurance/home-insurance) - [Personal Umbrella](https://www.myknowledgebroker.com/personal-insurance/personal-umbrella) - [Identity Theft](https://www.myknowledgebroker.com/personal-insurance/identity-theft) - [Employer Discounts](https://www.myknowledgebroker.com/personal-insurance/employer-discounts) - [Flood Insurance](https://www.myknowledgebroker.com/personal-insurance/flood-insurance) - [Customer Testimonials and Videos](https://www.myknowledgebroker.com/personal-insurance/personal-line-customers-testimonials-and-videos) - [Medicare](https://www.myknowledgebroker.com/personal-insurance/medicare) - [Medicare](https://www.myknowledgebroker.com/personal-insurance/medicare) - [Resources](https://www.myknowledgebroker.com/resources) - [Webinars](https://www.myknowledgebroker.com/webinars) - [Downloads](https://www.myknowledgebroker.com/downloads) - [Risk Management Center](https://www.myknowledgebroker.com/rmc) - [Training](https://www.myknowledgebroker.com/resource-center/training) - [Rapport with Medical Professionals](https://www.myknowledgebroker.com/resource-center/rapport-with-medical-professionals) - [Professional Services](https://www.myknowledgebroker.com/business-insurance/professional-services) - [Client Portal](https://www.myknowledgebroker.com/client-portal) - [About Us](https://www.myknowledgebroker.com/about-us) - [Blog](https://www.myknowledgebroker.com/blog) - [News](https://www.myknowledgebroker.com/about-us/news) - [Philosophy](https://www.myknowledgebroker.com/about-us/philosophy) - [Community Support](https://www.myknowledgebroker.com/about-us/community-support) - [Office Locations](https://www.myknowledgebroker.com/about-us/office-locations) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Write a Review](https://www.myknowledgebroker.com/write-a-review) - [Make a Payment](https://www.myknowledgebroker.com/make-a-payment) - [TV Commercials](https://www.myknowledgebroker.com/about-us/tv-commercials) - [Privacy Statement](https://www.myknowledgebroker.com/about-us/privacy-statement) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [Career Opportunities](https://recruiting2.ultipro.com/RRI1001RRIS/JobBoard/073030a9-8091-4aee-bef3-364b5a88b8c5/?q=&o=postedDateDesc) - [Benefits](https://www.myknowledgebroker.com/about-us/careers/benefits) - [Blog](https://www.myknowledgebroker.com/blog) - [Recent News](https://www.myknowledgebroker.com/about-us/news) - [Employee Directory](https://www.myknowledgebroker.com/employee-directory) [800.566.7007](tel:+18005667007)[Careers](https://www.myknowledgebroker.com/about-us/careers)[Contact Us](https://www.myknowledgebroker.com/contact-us) # Public Entity & Municipality Insurance Agency ## Public Entity & Municipality Division As an insurance consulting and risk management partner of the League of Wisconsin Municipalities (LWMMI), R&R Insurance's Public Entity & Municipality Division provides our specialized coverages and service to villages and cities across the state of Wisconsin. Established in 1898, LWMMI was formed to work for the common good of cities and villages. The LWMMI Mutual Insurance Program provides significant advantages to participating members including: ![lwmmi map](https://www.myknowledgebroker.com/hs-fs/file-17621408-gif/images/lwmmi-map.gif) - Broad specialized coverages not normally available to individual cities and villages  - Up-front, competitive pricing  - Services from regional agencies  - Individual underwriting and rating  - Group purchasing power  - Specialized services in municipal loss prevention, claims, policy service, audit and consultation Membership in LWMMI means you are joining a program developed by municipal leaders like yourself to meet needs unique to all municipalities. ## R&R’s Unique Approach - We have a [**Professional Services team**](https://www.myknowledgebroker.com/business-insurance/professional-services) on staff ready to help you manage risk and mitigate losses. - We offer [industry insights, discuss financial impacts and build customized solutions](https://www.myknowledgebroker.com/business-insurance/industries/municipalities#insights) for municipalities. - We have a [specialized and experienced team](https://www.myknowledgebroker.com/business-insurance/industries/municipalities#team) of municipal insurance specialists. - We offer [insurance products](https://www.myknowledgebroker.com/business-insurance/industries/municipalities#products) that help protect municipalities. - We provide [unmatched risk management services](https://www.myknowledgebroker.com/business-insurance/industries/municipalities#resources) to help municipalities improve safety and efficiency. [![white-arrow](https://www.myknowledgebroker.com/hs-fs/hubfs/white-arrow.png?width=42&name=white-arrow.png)Contact us](https://www.myknowledgebroker.com/about-us/contact-us) to learn how R&R can help your municipality. # "Not only has R&R been reliable and timely in their communications, but they have also been incredibly professional and provided top-notch customer service. The entire R&R team has offered on numerous occasions to take work off of our hands and manage issues that arise on our behalf. They have assisted with navigating claims and maintained the client relationship above what would be expected. Credit to the team. We are very pleased with our service." **Kevin Ausman Village of Fox Point** ![Insights-Icon](https://www.myknowledgebroker.com/hubfs/Insights-Icon.svg) ## Knowledgebroker Insights Your vendor or supplier contracts, building or equipment lease agreements, indoor and outdoor hazards and your businesses digital footprint all represent areas of substantial risk to your business if not properly controlled. The business environment is always changing, and in today’s environment not understanding how these risks can destroy your business and deplete your assets is a huge mistake. ![Impact-Icon](https://www.myknowledgebroker.com/hubfs/Impact-Icon.svg) ## Knowledgebroker Impact Taking on the risk of another organization through a contract or lease agreement, should only be done after careful and thoughtful analysis. Many business owners unknowingly, take on financial and legal obligations without ever knowing they have done so. Few businesses have the financial resources to take on these additional risks and costs. Every business owner should understand the contractual risk transfer process. ![Solutions-Icon](https://www.myknowledgebroker.com/hubfs/Solutions-Icon.svg) ## Knowledgebroker Solution R&R’s team of professionals are skilled in designing programs to maximize coverage and protect your organizations assets, while being cost competitive. R&R’s team of Professional Services employees can help you evaluate your organization’s contractual risk transfer exposure, and most importantly, outline mitigation strategies to ensure your business is properly protected. ## Public Entity & Municipality Insurance Products - **Business Owners Policy** – is an enhanced business insurance policy that combines property insurance and general liability insurance. - **Commercial Package Policy** – a comprehensive policy that includes coverage for commercial property, business income and general liability coverage into convenient package - **Umbrella Liability and Excess Liability Protection** – extends an additional layer of protection if your primary liability limits are exceeded due to loss or damages - **Commercial Auto Coverage** – covers the company owned vehicles and trucks you or your employees may use in the course of operating your business - **Non-Owned Auto Coverage** – covers your liability when the personal vehicle of an employee or temporary staff is driven for business. - **Commercial Crime** – Protects business owners from the costs associated with employee dishonesty, computer and funds transfer, forgery or alteration, money and securities and theft of a client’s property - **Workers Compensation **- protecting your workers in the event they are injured on the job. Provides for lost wages, medical expenses, including funeral costs and death benefits. Legal fees are also included should an injured person sue the policyholder - **Cyber** - coverage that helps protects against a wide range of cyber risks associated with manufacturing, including industrial control, supervisory control and data acquisition systems and output devices - **Directors and Officers Liability** – coverage is customized to help protect the personal assets of a privately owned company's directors and officers and the financial well-being of the company. As a director or an officer of a company, you can be held personally responsible for management decisions. - **Professional Liability** – protects business owners from the risks you face in delivering your professional services. - **International Products** – coverage for importing or exporting goods, traveling employees and working with suppliers located in other countries. - **Employment Practices Liability** – provides coverage and/or defense expenses against claims by employee that their legal rights as employees of your company have been violated. - **Workplace Violence Expense** – can assist in the unexpected financial costs incurred as a result of a violent event taking place at your business. ![](https://www.myknowledgebroker.com/hs-fs/hubfs/iStock_000019683254_Large.jpg?length=600&name=iStock_000019683254_Large.jpg) [![white-arrow](https://www.myknowledgebroker.com/hs-fs/hubfs/white-arrow.png?width=42&name=white-arrow.png)](https://www.myknowledgebroker.com)[Learn how](https://www.myknowledgebroker.com/business-insurance/professional-services) our Professional Services Team can positively impact your business. ![](https://www.myknowledgebroker.com/hs-fs/hubfs/firetruck%20ambulance%20web.jpg?length=600&name=firetruck%20ambulance%20web.jpg) ## Public Entity & Muncipality Insurance Resources - **Insurance Policy Coverage Review** – In depth analysis and review of current policies to identify coverage gaps, unfavorable terms and conditions and identification of the broadest coverage forms for your particular construction business. - **Contracts Review** – A detailed review of construction contracts, vendor and supplier agreements and other key contracts to ensure contractual obligations are well understood and policyholder is not knowingly taking on additional risk, on someone else’s behalf - **Risk Transfer Analysis** - Strategies for allocating and insuring risks arising from construction projects to help minimize exposure to an unnecessary risk and shift it to the responsible party. - **Safety Consulting** - Supporting clients to assistance solving, managing and improving employee safety practices - **Employee & Management Training Programs** – R&R provides thought leadership, insights and education and training on today’s critical & timely industry topics - **Online / Mobile Platform Safety Resources** – Digital platform that offers applications, resources and program administration tools focused on employee safety and effective risk management practices - **COVID-19 Support / Infectious Disease Planning** - Assist in the creation of effective infectious disease and response plans, sanitization plans and resources, as well as critical documentation practices ## ``Our Public Entity & Municipality Team ![RRI-Team_Public Entity](https://www.myknowledgebroker.com/hs-fs/hubfs/images/Industry%20Page%20Images/RRI-Team_Public%20Entity.jpg?width=1022&name=RRI-Team_Public%20Entity.jpg)   [![Meet our Public Entity & Municipality Team](https://no-cache.hubspot.com/cta/default/136908/368089eb-a811-4665-b982-574f9017af1a.png)](https://cta-redirect.hubspot.com/cta/redirect/136908/368089eb-a811-4665-b982-574f9017af1a) ![R&R Insurance - The Knowledge Brokers](https://www.myknowledgebroker.com/hs-fs/hubfs/images-v2/rr-logo-wide.png?width=253&name=rr-logo-wide.png "R&R Insurance - The Knowledge Brokers") - [Home](https://www.myknowledgebroker.com) - [About Us](https://www.myknowledgebroker.com/about-us) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [p: 800.566.7007](http://tel:+18005667007) Waukesha Office | N14 W23900 Stone Ridge Drive | Waukesha, WI 53188 | [262.574.7000](tel:+12625747000) | [Get Directions](https://www.myknowledgebroker.com/about-us/office-locations) AFTER HOURS CLAIMS | [PHONE: 828.539.4574](tel:+12625747000) | EMERGENCY CLAIM CALLS ONLY PLEASE ©2021 All Rights Reserved. R&R Insurance Services, Inc. | [Privacy Statement](https://www.myknowledgebroker.com/about-us/privacy-statement) [**](https://www.myknowledgebroker.com/business-insurance/industries/municipalities#) Menu [800.566.7007](tel:+18005667007) [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) [Request a Quote](https://www.myknowledgebroker.com/contact-us/general-quote-inquiry) © 2026 www.myknowledgebroker.com ![](https://www.googleadservices.com/pagead/conversion/966234977/?label=A33TCJq-1WkQ4abezAM&guid=ON&script=0) ![](https://px.ads.linkedin.com/collect/?pid=3881898&fmt=gif)