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Agriculture & Agribusiness Insurance Products
- Livestock Coverage - an insurance designed to protect farmers and ranchers against the loss of their animals due to various risks. This could be loss of livestock due to accidents, illnesses, natural disasters, theft and mysterious disappearance
- Machinery Ingestion - protect farmers and agricultural businesses from the financial losses that occur when their machinery ingests foreign objects
- Peak Season Grain/Seed/Chemical coverage – a specialized type of insurance designed to protect agricultural businesses during periods when their inventories of grains, seeds, or agricultural chemicals are at their highest. This coverage addresses the increased risks associated with storing large quantities of valuable products during peak times
- Pollution Liability – liability coverage on a claims-made basis for cost of site clean up
- General Equipment Coverage - designed to protect businesses against the financial risks associated with the loss, damage, or breakdown of their essential equipment and machinery
- Umbrella Liability and Excess Liability Protection – extends an additional layer of protection if your primary liability limits are exceeded due to loss or damages
- Commercial Auto Coverage – covers the company owned vehicles and trucks you or your employees may use in the course of operating your business
- Non-Owned Auto Coverage – covers your liability when the personal vehicle of an employee or temporary staff is driven for business
- Commercial Crime – protects business owners from the costs associated with employee dishonesty, computer and funds transfer, forgery or alteration, money and securities and theft of a client’s property
- Workers Compensation - protecting your workers in the event they are injured on the job. Provides for lost wages, medical expenses, including funeral costs and death benefits. Legal fees are also included should an injured person sue the policyholder
- Cyber - coverage that helps protects against a wide range of cyber risks associated with manufacturing, including industrial control, supervisory control and data acquisition systems and output devices
- Directors and Officers Liability – coverage is customized to help protect the personal assets of a privately owned company's directors and officers and the financial well-being of the company. As a director or an officer of a company, you can be held personally responsible for management decisions
- Professional Liability – protects business owners from the risks you face in delivering your professional services
- International Products – coverage for importing or exporting goods, traveling employees and working with suppliers located in other countries
- Employment Practices Liability – provides coverage and/or defense expenses against claims by employee that their legal rights as employees of your company have been violated
- Workplace Violence Expense – can assist in the unexpected financial costs incurred as a result of a violent event taking place at your business
