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Manufacturing Insurance Products
- Commercial Package Policy – a comprehensive policy that includes coverage for commercial property, business income and general liability into a convenient package
- Umbrella Liability and Excess Liability Protection – extends an additional layer of protection if your primary liability limits are exceeded due to loss or damages
- Commercial Auto and Fleet Coverage – covers the company vehicles, trucks and other specialized fleet vehicles you may use in your travel to job sites
- Environmental – uniquely designed coverage tailored to the needs and exposures faced by manufacturers. R&R can provide protection against the environmental liabilities left uncovered by standard commercial general liability insurance
- Workers Compensation- protecting your workers in the event they are injured on the job. Provides for lost wages, medical expenses, including funeral costs and death benefits. Legal fees are also included should an injured person sue the policyholder
- Inland Marine – coverage for a manufacturer’s tools and equipment, mobile equipment such as excavators, fork lifts, cranes and can include leased and borrowed equipment
- Manufacturers’ Errors & Omissions – provides coverage for manufacturing mistakes or negligent service resulting in third party financial loss that is not bodily injury or property loss
- Cyber - coverage that helps protects against a wide range of cyber risks associated with manufacturing, including industrial control, supervisory control, data acquisition systems and output devices
- International Products – coverage for importing or exporting goods, traveling employees and working with suppliers located in other countries.
- Product Recall - covers costs incurred to repair a defective product, replace a product and repurchase a product or reimburse customers for payments. It can also cover costs to redistribute and install replacement products, parts sold to customers and customer’s lost profits
- Trade Credit – assists in protecting the seller (you) against buyers that do not, cannot or delay pay for a direct trade transaction. Non-payment may be due to insolvency, bankruptcy or a similar situation
- Directors and Officers Liability – coverage is customized to help protect the personal assets of a privately owned company's directors and officers and the financial well-being of the company. As a director or an officer of a company, you can be held personally responsible for management decisions
- Employment Practices Liability – provides coverage and/or defense expenses against claims by employee that their legal rights as employees of your company have been violated
- Workplace Violence Expense – can assist in the unexpected financial costs incurred as a result of a violent event taking place at your business
