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Fitness Insurance Agency

Affordable Fitness Insurance

R&R's Fitness Division has partnered with all of the leading insurance companies who specialize in the unique needs of the fitness industry.  Work with our dedicated fitness expert for a quick and efficient quote.

Our team of specialists are passionate about fitness and protecting your business so you can focus on growing it.  We can provide comprehensive coverage that is competitively priced to any fitness facility, anywhere in the country.  Trust R&R's Fitness Division for claims advocacy and safety resources custom designed for your unique needs.

Fitness Facilities We Insure

Industry relationships

  • Administrative services: FlexHQ
  • The National Gymnastics Coaches Association: GYMCA

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R&R’s Unique Approach

Quick Quote

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On average, R&R Insurance is able to provide a 27% premium savings

for our Fitness Facility and Sports Programs customers.

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Knowledgebroker Insights

Your vendor or supplier contracts, building or equipment lease agreements, indoor and outdoor hazards and your businesses digital footprint all represent areas of substantial risk to your business if not properly controlled.

The business environment is always changing, and in today’s environment not understanding how these risks can destroy your business and deplete your assets is a huge mistake.

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Knowledgebroker Impact

Taking on the risk of another organization through a contract or lease agreement, should only be done after careful and thoughtful analysis. Many business owners unknowingly, take on financial and legal obligations without ever knowing they have done so.

Few businesses have the financial resources to take on these additional risks and costs. Every business owner should understand the contractual risk transfer process.

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Knowledgebroker Solution

R&R’s team of professionals are skilled in designing programs to maximize coverage and protect your organizations assets, while being cost competitive. R&R’s team of Professional Services employees can help you evaluate your organization’s contractual risk transfer exposure, and most importantly, outline mitigation strategies to ensure your business is properly protected.

Fitness Insurance Products

  • General Liability - coverage to keep you and your business protected; standard liability coverage to meet any requirements for a landlord, franshisor, etc.
  • Property - protect your equipment, improvements & betterments to your building; includes business income and extra expense
  • Business Owners Policy – is an enhanced business insurance policy that combines property insurance and general liability insurance.
  • Commercial Package Policy – a comprehensive policy that includes coverage for commercial property, business income and general liability coverage into convenient package
  • Umbrella Liability and Excess Liability Protection – extends an additional layer of protection if your primary liability limits are exceeded due to loss or damages
  • Commercial Auto Coverage – covers the company owned vehicles and trucks you or your employees may use in the course of operating your business
    Non Owned Auto Coverage – covers your liability when the personal vehicle of an employee or temporary staff is driven for business.
  • Commercial Crime – Protects business owners from the costs associated with employee dishonesty, computer and funds transfer, forgery or alteration, money and securities and theft of a client’s property
  • Workers Compensation - protecting your workers in the event they are injured on the job. Provides for lost wages, medical expenses, including funeral costs and death benefits. Legal fees are also included should an injured person sue the policyholder
  • Cyber - coverage that helps protects against a wide range of cyber risks associated with manufacturing, including industrial control, supervisory control and data acquisition systems and output devices
  • Directors and Officers Liability – coverage is customized to help protect the personal assets of a privately owned company's directors and officers and the financial well-being of the company. As a director or an officer of a company, you can be held personally responsible for management decisions.
  • Professional Liability – protects business owners from the risks you face in delivering your professional services.
  • International Products – coverage for importing or exporting goods, traveling employees and working with suppliers located in other countries.
  • Employment Practices Liability – provides coverage and/or defense expenses against claims by employee that their legal rights as employees of your company have been violated.
  • Workplace Violence Expense – can assist in the unexpected financial costs incurred as a result of a violent event taking place at your business

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Fitness Insurance Resources

  • Outstanding Claims Service - When we're notified of a loss, we call you back within 24-hours, follow up regularly, and work with you until your claim is resolved
  • Consultative Risk Management - Solutions to help improve your safety and unlimited, 24/7 access to our online safety resource: Risk Management Center
  • Insurance Policy Coverage Review – In depth analysis and review of current policies to identify coverage gaps, unfavorable terms and conditions and identification of the broadest coverage forms for your particular construction business.
  • Contracts Review – A detailed review of contracts, vendor and supplier agreements and other key contracts to ensure contractual obligations are well understood and policyholder is not knowingly taking on additional risk, on someone else’s behalf
  • Risk Transfer Analysis - Strategies for allocating and insuring risks arising from construction projects to help minimize exposure to an unnecessary risk and shift it to the responsible party.
  • Safety Consulting - Supporting clients to assistance solving, managing and improving employee safety practices
  • Employee & Management Training Programs – R&R provides thought leadership, insights and education and training on today’s critical & timely industry topics
  • Online / Mobile Platform Safety Resources – Digital platform that offers applications, resources and program administration tools focused on employee safety and effective risk management practices
  • COVID-19 Support / Infectious Disease Planning - Assist in the creation of effective infectious disease and response plans, sanitation plans and resources, as well as critical documentation practices

Meet our Fitness Team