R&R Home Insurance
Whether you own or rent, your home and its belongings are two of the most important things in your life. At R&R Insurance we offer a wide variety of coverage options to protect your lifestyle.
Protect one of your largest financial investments – your house. Your home insurance policy will cover the physical structure of your home, personal liability and additional costs that may incur as a result of a covered loss.
Protect what's inside your condo — a typical condo association policy does not protect your personal belongings or your personal liability. Condo insurance policies fill in the gaps, covering personal property, building additions and alterations, physical damage to property of others and additional living expenses.
With renters insurance, you can protect your personal possessions. In all likelihood, your landlord has insurance on the building you call home. But it doesn't cover you against liability claims or protect your possessions.
What Isn't Covered?
Many homeowners are under the mistaken impression that a standard homeowners policy provides more insurance protection than it does. Flood damage, stolen or damaged vehicles on your property, or sewer backup could mean large unexpected out of pocket expenses. Because the list of exclusions keeps expanding, you should review your policy to ensure that you are properly covered. Knowing what is and isn’t covered can make all the difference when disaster strikes.
Your home insurance policy does not cover:
- Sewer and drain backup/sump failure
- Pet damage to home/contents
- Intentional Damage