Tree Care Insurance Products

• Accident Medical - cover children’s medical bills if they are injured at your facility or during activities you sponsor and have no insurance of their own, or their bills exceed what their insurance pays
  
• Arborist's Professional Liability - Provides protection for tree care professionals against claims of negligence, errors, or omissions while performing their specialized services. This can include tree pruning, removal, consultation, disease diagnosis, or landscape recommendations
• Bonding - Surety bonds are financial guarantees that ensure all parties in a contract fulfill their obligations. They provide an added layer of security by protecting you from potential non-performance or default.
• Business Owners Policy – is an enhanced business insurance policy that combines property insurance and general liability insurance.
• Commercial Auto Coverage – covers the company owned vehicles and trucks you or your employees may use in the course of operating your business
• Commercial Crime – Protects business owners from the costs associated with employee dishonesty, computer and funds transfer, forgery or alteration, money and securities and theft of a client’s property
• Commercial Package Policy – a comprehensive policy that includes coverage for commercial property, business income and general liability coverage into convenient package
• Cyber - coverage that helps protects against a wide range of cyber risks associated with manufacturing, including industrial control, supervisory control and data acquisition systems and output devices
• Directors and Officers Liability – coverage is customized to help protect the personal assets of a privately owned company's directors and officers and the financial well-being of the company. As a director or an officer of a company, you can be held personally responsible for management decisions.
• Employment Practices Liability – provides coverage and/or defense expenses against claims by employee that their legal rights as employees of your company have been violated.
• Non-Owned Auto Coverage – covers your liability when the personal vehicle of an employee or temporary staff is driven for business.
• Pollution - Covers liability arising from the release or presence of pollutants during operations such as herbicide or pesticide application, chemical spills, fuel leaks from equipment, or improper disposal of waste. It provides coverage for cleanup costs, third-party bodily injury, property damage, and regulatory fines related to environmental hazards.
• Professional Liability – protects business owners from the risks you face in delivering your professional services.
• Umbrella Liability and Excess Liability Protection – extends an additional layer of protection if your primary liability limits are exceeded due to loss or damages
• Voluntary Property Damage - Covers accidental damage to a client’s property caused by your employees during tree care operations. This may include damage to structures, landscaping, or neighboring property not covered under general liability.
• Workers Compensation - protecting your workers in the event they are injured on the job. Provides for lost wages, medical expenses, including funeral costs and death benefits. Legal fees are also included should an injured person sue the policyholder
• Workplace Violence Expense – can assist in the unexpected financial costs incurred as a result of a violent event taking place at your business.