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R&R Insurance Blog

Who Is Covered Under Your Commercial General Liability Policy?

Posted by Helena Morganbesser

Thu, Mar 23, 2017 @ 08:00 AM

iStock_57424936_XXXLARGE.jpgWe are frequently asked "Who is covered under our commercial general liability policy?"

Reading your commercial GL policy and determining who coverage applies to can be confusing. The list below will more clearly outline who your coverage applies to:

  • Individual: Named individual and their spouse
  • Partnership or Joint Venture: Named partnership, named joint venture, partners, members, and their spouse
  • Limited Liability Company: Named LLC, members, and managers
  • Organization (Corporation): Named entity, executive officers, directors, and stockholders
  • Trust: Named trust and trustees

In addition to the list above, there may be others who are afforded coverage under your policy with differing circumstances. In order to determine any gaps, contact your KnowledgeBroker.

Topics: General Liability