R&R Insurance Blog

Designed to jump-start your customer service career; R&R Insurance Services offers exceptional insurance industry training in the Milwaukee area and throughout Southeastern Wisconsin!

• Company paid Property and Casualty license
• Comprehensive in-depth technical and service training curriculum
• An experienced mentor who will guide you every step of the way

Requirements

• College degree (2 or 4 year)
• Prior office experience
• Microsoft Word and Excel skills
• Strong organizational and interpersonal skills
• Accuracy, efficiency, exceptional phone skills, and a proactive approach to problem solving
• Must acquire a Property & Casualty insurance license within 90 days of employment

Responsibilities

• Assist the Personal Lines Customer Service Agents in servicing clients with insurance needs
• Assist in the handling and processing of renewal policies and endorsements
• Process daily paper flow, and rating and remarketing accounts
• Office assistant duties such as scanning, filing, copying and other administrative support as needed

Rewards

• Opportunity to progress your career based upon your personal career goals
• Multi-leveled career path within our customer service department, in addition to supervisory, sales and other management opportunities as they develop within the agency
• Competitive salary plus a comprehensive benefit package
• 401k & profit sharing plan
• Family friendly environment
• 37.5 hour work week

View what life is like at R&R Insurance or learn more about R&R Insurance.

Businesses today rely heavily on the use of computers to manage their internal operations. Placing customer orders, inventory control, accounts payable to name a few. In addition, online banking has become an easy and efficient method of bookkeeping. Unfortunately, it could potentially make a thief's job easier too; that's why computer crime coverage is essential for businesses today. This coverage is designed to protect you from the loss of money, securities and other property fraudently transferred by computer from your premises (or the bank's premises) to somewhere else (most likely the thief's foreign bank account ).

Computer crime coverage, combined with fraudulent funds transfer, also protects you from loss of funds resulting from a fraudulent instruction given to a financial institution to transfer, pay, or deliver funds by phone, fax, or some other means other than computer. Thefts such as these are happening more frequently, and can deplete the bank accounts of their victims in a matter of seconds.

Speak to your Knowledge Broker about these coverages and how they may be important to your business.

Is it better for a policyholder to permit concealed weapons and enjoy the immunity provided by the state statute? Or is it better for a policyholder to prohibit concealed weapons and sacrifice that immunity?

We have been asked whether R&R Insurance Services plans to issue a specific recommendation to its policyholders to answer this question. Because each insured is uniquely situated, it is difficult to issue a general recommendation to all our policyholders. Because the law is new and has not been tested by the courts, we recommend our policyholders consult their own attorneys to review their individual situations and implement the best solutions based on their unique needs.

WHAT WE KNOW

1. The State of Wisconsin recently enacted legal changes that allow individuals to carry concealed weapons. These changes were enacted on June 21, 2011 as a part of Senate Bill 93. The law will take effect on November 1, 2011.
2. The law allows residents of Wisconsin who meet certain requirements to carry concealed handguns and other weapons. “Other weapons” include electric weapons, knives (except for switchblades) and billy clubs.
3. The law grants power to the owners or occupants of a premises to either permit or prohibit concealed weapons on their premises.
4. The law similarly grants power to employers to prohibit an employee from carrying a concealed weapon in the course of employment. There is an extremely important exception to this rule. The law does not allow an employer to prohibit employees from carrying concealed weapons in an employee’s own motor vehicle, even if the vehicle is used in the course of employment, and even if the vehicle is driven or parked on the employer’s property.
5. If an owner or occupant permits concealed weapons on their premises, the law grants immunity to the owner or occupant ”from any liability arising from its decision.”
6. If an owner or occupant prohibits concealed weapons on their premises, the law is silent and does not grant similar statutory immunity.

RESOURCES

1. The State Bar of Wisconsin posted an article entitled “Concealed carry: Could prohibiting weapons in the workplace lead to liability?” .
2. The Wisconsin Legislative Council issued a memorandum entitled “Carrying and Possessing Firearms in Wisconsin.” The memorandum discusses various questions relating to the new law.
3. The Wisconsin Department of Justice has published a very comprehensive questions-and-answers document addressing the new concealed weapon law.
4. Various law firms have also posted summaries of this new law.

a. Whyte Hirschboeck Dudek S.C.

b. Michael Best & Friedrich LLP

c. Godfrey & Kahn, S.C.

d. Quarles & Brady LLP

e. Foley & Lardner LLP

While we can’t take a general position on this new law or make specific recommendations to our insureds, we hope this summary and these resources will help our insureds make the best decision possible.

If you have any other questions regarding Wisconsin's Concealed Carry law, please contact your legal representative, or a knowledgebroker can put you in contact with one. 800-574-7000.

There are three common mistakes we find companies making when it comes to their accident investigation: Lack of training on why the accident investigation form is important; Poor accident investigation forms; and Lack of follow-through on valuable information gleaned from the accident investigation. This quick video explains these three common mistakes of accident investigation.

Poor Accident Investigation Forms.
Using accident investigation forms that concentrate too much on general HR information about the injured employee can waste valuable time during an investigation. Streamline your accident investigation forms to allow the supervisor to focus on how and why the employee was injured.

Lack of training on why the accident investigation form is important.
Understanding why an accident investigation form needs to be completed, how to conduct an accident investigation and understanding an organization's ultimate goal after an accident are essential elements that if not adhered to - can lead to poor results.

Lack of Follow-Through.
Often times great ideas spring from an undesirable circumstance. Accident investigation forms are there to capture the how and why of an accident and also corrective action steps the company can take to ensure it doesn't happen again. This is valuable information that should be shared with safety committees and multi-location staff to improve the overall safety of the organization. Don't overlook the follow-through on your great ideas!

For more information about accident investigation, one of our upcoming accident investigation seminars held in Waukesha, WI, or any other risk management concerns, please contact our knowledgebroker, John Brengosz.

Yesterday's announcement of UWM's data breach of 75,000 student and employee records is just another example of the exposure that all organizations have when it comes to their computer networks and the data that they are responsible for protecting.

How is your organization protected against a data breach like this? Learn what coverages you should have in place to protect your organization from a costly data breach experience and about the process of recovery.

How a business can protect itself against cyber crime
Cyber Liability SeminarMRA conference Center in Waukesha, WI.

Wednesday, October 5, 2011
8:00am - 11:30am

Companies receive an average of 4 million attacks against their networks on a daily basis. Sure, companies can employ the best IT talent around, but that’s no guarantee that your network won’t be compromised, or that your data won’t be breached. No system is 100% secure!

Attend our free Cyber Liability Seminar. Learn this and a whole lot more...

Recent news about data breaches and losses sustained due to lack of insurance coverage for cyber crime:

UWM: 75,000 records breached!
Texas Spends $1.8 Million on Data Breach As Lawsuits Loom
WellPoint Fined $100k for Failing to Report Data Breach
Losing the War on IT Security
Sony Laid Off Employees Before Data Breach Lawsuit
RockYou Data Breach Lawsuit Moves Forward
Data breaches may lurk in office copiers and printers
Michael's Department Store Breach 4 Suspects Sought
Average cost of a corporate data breach is $7.2 million
Class slams Michaels for Data Breach

357 People Affected by Data Breach at North Carolina's Wake Forest Baptist
Nurse Accused of Accessing 2,500 Medical Records at Memorial Hospital in Colorado
Walgreens.com site exposed patients’ pharmacy records to other patients?
Hospital employee and three others accused of stealing patients’ identities
An unintended exposure leads to a mea culpa from an online psychiatry journal
Personal Info Stolen From Patients At DeKalb Medical
Drug, paternity test records exposed
Morgan Stanley loses 34k customer records on unencrypted CDs
Groupon loses 300,000 user details
SEGA hacked, records exposed
Eight million health records lost on NHS laptop

One of R&R's best resources for information, The National Underwriter, has published a slide show on its website showing the top 10 stolen pieces of heavy equipment in the U.S. You can view it here:

Is your equipment covered in the event of theft? Please spend some time reviewing your current inventory of equipment and call your agent to be sure it's adequately covered. Remember that our loss control specialist, John Brengosz, can offer advice and assistance in your loss prevention program.

A recent article in Lawn & Landscape advises that DuPont Professional Products has cautioned lawn care operators of the damage to conifers and other trees potentially caused by the use of the herbicide Imprelis™. Click here to read the online article in Lawn & Landscape.

R&R Insurance announces the date for the new Cyber Liability seminar, which will cover how a business can protect itself against cyber crime, will be Wednesday, October 5, 2011, 8:00am - 11:30am, held at the MRA conference Center in Waukesha, WI.

Companies receive an average of 4 million attacks against their networks on a daily basis. Sure, companies can employ the best IT talent around, but that’s no guarantee that your network won’t be compromised, or that your data won’t be breached. No system is 100% secure!

How can a business protect itself against a costly data breach or a business-halting compromise to their network?

Attend our free Cyber Liability Seminar. Learn this and a whole lot more...

Recent news about data breaches and losses sustained due to lack of insurance coverage for cyber crime:

UWM: 75,000 records breached!
Texas Spends $1.8 Million on Data Breach As Lawsuits Loom
WellPoint Fined $100k for Failing to Report Data Breach
Losing the War on IT Security
Sony Laid Off Employees Before Data Breach Lawsuit
RockYou Data Breach Lawsuit Moves Forward
Data breaches may lurk in office copiers and printers
Michael's Department Store Breach 4 Suspects Sought
Average cost of a corporate data breach is $7.2 million
Class slams Michaels for Data Breach

357 People Affected by Data Breach at North Carolina's Wake Forest Baptist
Nurse Accused of Accessing 2,500 Medical Records at Memorial Hospital in Colorado
Walgreens.com site exposed patients’ pharmacy records to other patients?
Hospital employee and three others accused of stealing patients’ identities
An unintended exposure leads to a mea culpa from an online psychiatry journal
Personal Info Stolen From Patients At DeKalb Medical
Drug, paternity test records exposed
Morgan Stanley loses 34k customer records on unencrypted CDs
Groupon loses 300,000 user details
SEGA hacked, records exposed
Eight million health records lost on NHS laptop

Having a structured return-to-work program has several benefits, the most important of which is the reduction of lost-time (lost-time has 3 times greater impact on your workers compensation premium dollars than a no-lost-time claim). Other benefits include having more control over the claim itself, better observation of the recovery process, and an overall better experience for the employee. As Mike Geldreich, Claims Management Specialist with R&R Insurance explains, an employer can benefit greatly by having a return-to-work program that lessens lost-time and gets the employee back to work as quickly as possible.

Return-to-work programs is just one of the topics of our information-packed morning dedicated to saving you money on your workers compensation premiums. Attend our next free Workers Compensation seminar to learn more about return-to-work programs and other aspects of workers compensation that can drastically reduce your overall workers compensation premium. More about what you'll learn...

R&R Insurance Services- Waukesha, WI
8:00am Registration and continental breakfast
8:30am-11:30am Program