Did you know...
A Preferred Personal Umbrella insured with one house and two vehicles often pays less that $225 in annual premium for $1,000,000 of additional liability insurance coverage.
Did you know...
The frequency and cost of lawsuits has increased dramatically in the past decade. The following claims are real-life examples of lawsuits filed every day.
- Internet Blogger: The insured's daughter hated math class as well as the teacher. The daugher made several "disparaging" remarks about her teacher online. The teacher successfully sued the parents for $750,000.
- Faulty Furnace: The insured's tenant claims she became ill from carbon monoxide poisoning resulting from a faulty furnace. The tenant claimed permanent brain damage and demanded $750,000.
- Coaching circumstances: A teenager who was destined for greatness as a softball player, filed a $700,000 lawsuit against her former coach, alleging his "incorrect" teaching style ruined her chances for an athletic scholarship.
Did you know...
You family and your daily activities result in lawsuit exposures every day. You should conisder purchasing an Umbrella policy if:
- Your assests are greater than your insurance liability limits.
- You are financially responsible for your children.
- You frequently host guests on your property.
- Your residence includes a swimming pool.
- You own watercraft of off-road vehcles.
- You own rental or vacation properties.
- You paritcipate in volunteer activities.
Person Umbrella Inurance... A small price to pay for peace of mind!
