From the LGPIF notice:
- "Anti-concurrent causation language now applies to certain losses that are excluded in Section VI of the policy. The language applies to exclusions related to nuclear; fungus; virus; flood and surface water; war; and excluded water losses such as those that arise from water pressure below the surface of the ground. Anti-concurrent causation language means that these losses are excluded even if another covered peril contributes to a loss arising from these excluded perils."
Example – Flood is now excluded under the policy. If your loss comes from flood, then the resultant loss from the flood – MOLD, is now excluded.
At R&R Insurance, we have the ability to help you evaluate your exposure. We know how to research and read the NFIP – FIRM data. We can help you understand your exposure and offer alternative solutions.
To get the latest information on updates to the LFPIF form, please contact me.
- Restrictions on Flood Coverage
- Restrictions on Surface Water Coverage
- Reduction in Ordinance and Law Coverage
