Voluntary Group Dental Insurance

Dental insurance is one of the top 5 most important (and popular) benefits you could offer your employees. Here are some key insights into the possible dental insurance needs of your employees:

Generation Y
Ages: 18-31
Generation X
Ages: 32 - 47
Boomers
Ages: 48 - 66
 Needs:  Needs:  Needs:
  • Under-employment and low savings make dentistry costly - 47% say dental insurance is top five most important benefit
  • 28% have untreated decay
  • 47% interested in purchasing dental insurance at work if employer-paid is not available
  • Affordable dental care - 51% say dental insurance is a top five most important benefit
  • Focus on preventive care - 50% of children have tooth decay by age 5
  • Family orthodontic coverage
  • 38% interested in purchasing dental insurance at work if employer-paid is not available
  • More Frequent Dental Problems
  • Prone to periodontal disease and break down of old fillings
  • desiredable benefit - 49% say dental insurance is top five most important benefit
  • 26% interested in purchasing dental insurance at work if employer-paid is not available
Suggested Coverages: Suggested Coverages: Suggested Coverages:
  • 100% coverage of preventive care
  • Cosmetic features such as whitening
  • online claims and electronic communication

 

  • Dependent coverage
  • Preventive care and major services such as orthodontics, crowns and implants
  • Ability to use current dentist
  • Convenient appointments
  • Coverages for periodontics and implants
  • Ability to continue with own dentist
  • More frequent cleanings
  • Options for ways to submit claims