Simply put, personal umbrella insurance extends excess liability coverage over your auto, home, and recreational vehicle liability limits. In today’s litigious world, claim settlements are ticking higher each year and your underlying liability limits won’t properly protect the assets and future earnings of you and your family.
Umbrella insurance provides the most coverage dollar per premium dollar of any personal insurance product available. $1 Million Limit Umbrella policies can be purchased for as little as $150 per year!
Your current agent may have talked about or quoted a basic $1M Umbrella, but calculating an adequate limit should be left to the experts at R&R Insurance. We go beyond the simple question of “what is your net-worth?” and dive deeper into the risks facing families’ right here in Lake Country.
We know the questions to ask, and we’ll lead a meaningful discussion to help you calculate the umbrella limit that will protect the life you’ve worked so hard to build.
