FOCUS on Risk Management

Tenure of Client Relationships

1992  Gabe's Construction
          Plank Enterprises

Topics: FOCUS on Risk Management, R&R Insurance, Risk Management, Construction

Issue

Working with prospective clients in an effort to assist them in exiting the Wisconsin Workers Compensation “Pool” and be insured by a standard market carrier. Provide support functions and resources which improve the safety and claim management functions of “Pool” accounts, thus reducing the frequency of work related injuries as well as minimizing the financial impact of workers compensation claims

Topics: FOCUS on Risk Management, R&R Insurance, Claims, Claim Management, Workers Compensation, Work Comp, Construction

Issue

On a regular monthly basis, R&R provides clients with WC loss runs of both current and former carriers

Topics: FOCUS on Risk Management, R&R Insurance, Risk Management, Claims, Claim Management, Work Comp, Construction

Issue

Two formal claim reviews are scheduled each year:

Topics: FOCUS on Risk Management, R&R Insurance, Risk Management, Claims, Claim Management, Work Comp, Construction

Issue

Workers Compensation claim expertise is provided by R&R’s Claim Consultant, Mike Geldreich. Our client’s benefit from Mike’s 25+ years of WC claim experience and a strong commitment to advance our client’s best interests.

Topics: FOCUS on Risk Management, R&R Insurance, Claims, Claim Management, Work Comp, Construction

Issue

“TRUST” is the most important variable in any relationship, business or personal. With regard to a client’s risk management and business insurance, that “TRUST” relates to acting in a competent manner and in the client’s best interests.

Topics: FOCUS on Risk Management, R&R Insurance, Risk Management, Business Insurance, Construction

Issue

A formal review is made of the policy period audits (CGL/Auto/WC) to verify the audit variables as accurate and to identify errors/discrepancies. Audit disputes are documented and presented to the carrier for discussion/correction.

Topics: FOCUS on Risk Management, R&R Insurance, Risk Management, Construction

Case Study

Dispute relating to a multi-year retrospective rated program (CGL/Auto/WC). Issues involved errors in the carrier’s claim handling and subrogation efforts that affected client’s experience rating. A 6 month project involved researching multiple policy periods, documenting errors, estimated increased insurance costs attributable to inflated loss ratios, presentation, and negotiation with the carrier.

Topics: FOCUS on Risk Management, R&R Insurance, Risk Management, Claims, Claim Management, Construction

Process

Services created to assist clients in the area of Contractual Risk Transfer:

Topics: FOCUS on Risk Management, Risk Management, R&R Insurance Services, Construction

Process

Services Provided to Assist Clients in Managing the WC Claim Process: Customized Work Comp Claim Kits Workers Compensation Claim Advocacy - Problem Claims Workers Compensation Claim Reviews Monthly Work Comp Loss Runs

Topics: Construction