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Employee Directory

Chris Kramer

Employee Benefits Consultant

Contact Information

Office Phone: 262.953.7151

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Chris's experience with employee benefits and collaborating with public and private sector employers as well as non-profit and religious entities to develop cost effective strategies for healthcare has continued to develop over the last 28 years.

Chris has worked with an eclectic mix of employers across the country, ranging from fifty employees to several thousands of employees. Employers included government entities, manufacturing firms, service organizations and healthcare systems. Over the last three decades, Chris has worked with hundreds of educational entities - from Division 1 Universities to Technical Colleges to School Systems. He has developed a significant client base in both the municipal/county markets as well as religious entities.

He is known for his thoughtful listening skills and fact gathering which is used to help his clients implement long-term plans for their benefits program. While analytical and methodical in his approach in helping clients review their options, Chris excels at communicating the benefits to employees in a clear and easy to understand way. He enjoys helping optimize the value of your employee benefits package.

What do you love most about your work?

There are so many moving parts when it comes to an employer's employee benefits needs - different motivations for offering benefits, different understandings of the various plans and different overall strategies. As an analytical person, the challenge of bringing all of this together for a customer is intriguing. Simply put, it is enjoyable to help clients understand the many pieces and to develop a long-term strategy with them. It is very satisfying making the complex understandable. 

How do you help your customers overcome their challenges?

The way I help my clients overcome their challenges starts with active listening and really taking in what they are saying. I try hard to gather the facts before speaking and offering possible solutions. When you foster this type of dialogue, you can often learn the root causes of their challenges and come up with the appropriate solution.


One of his specialties is in tax-free account based plans. Chris is known in the benefits industry as an expert in Health Reimbursement Arrangements (HRAs), Flexible Spending Accounts (FSAs), and Health Savings Accounts (HSAs) and can help clients maximize their use and increase the employee understanding of these tools.


Bachelors of Science, Economics/International Marketing Certificate- University of Wisconsin-Madison

Community Involvement

  • Catholic Memorial High School Booster Club Board Member
  • Waukesha County Business Alliance Education Steering Council member