Issue
Utilizing technical knowledge of the variables affecting the EMF to reduce the client’s Experience Modification Factor.
Payroll errors
Classification errors
Over-reserved claims
Closed claims
Successful subrogation
OCIP payroll
OCIP claims
Claims assigned to incorrect state
Value
Reductions in the EMF have ranged between 2 - 26 MOD points depending upon the client and the particular issue, thus reducing the client’s premium cost and improving their ability to bid work.
Testimonials
“The Scheider Team worked diligently on our Workers Compensation cases to help reduce the EMF. Specifically, they taught us “return to work” enhancements that allowed us to reduce our lost work days to single digits. In addition, The Scheider Team caught a claim that was assigned to the wrong state. This was a huge catch by The Scheider Team, since it helped reduce our EMF by 5 points!”
KS Energy Services LLC - Dennis Klumb Jr., President & CEO
“On an annual basis, The Scheider Team will review the accuracy of the Experience Modification Factor. A few years ago, when researching why our EMF was inflated, The Scheider Team determined that cause was a payroll classification error. The Scheider Team worked with our carrier and the WCRB to correct the classification error, resulting a significant lowering of our EMF.”
Visu-Sewer, Inc. - Keith Alexander, President
Client since 2000
“Over the years that we have worked with The Scheider Team, we have enlisted his services to review and correct inaccuracies in our Experience Modification Factor. The Scheider Team understands the variables that affect the EMF and is able to effectively work with our carrier and NCCI to correct the identified errors.”
Sprinkmann Sons Corporation - Mike Dowling, CFO
Client since 1994
