Employee Protect an R&R Insurance Program for Employees

R&R’s EmployeeProtect is a preferred personal insurance program, designed so each employee can fully customize their Home and Auto Insurance options with the top insurance companies in the industry.

We know that robust benefit programs attract and retain the best employees. By offering R&R’s EmployeeProtect, you’ll provide your employees access to high-quality Home and Auto insurance with preferred pricing, discounts, and concierge service. When you improve your existing benefits program without any cost or hassle, everybody wins. You’ll send a strong message to your workforce that you care about their wellbeing beyond the traditional benefit package.

What we offer you:

Easy Implementation
It’s as easy as saying, “Yes!”. If you agree to make the program available to your workforce, our team of professionals takes care of the rest. We work with employees directly to review their Personal Insurance programs throughout the year. There is no drain on your valuable time and resources. The only thing that we ask is your support in our employee awareness efforts.

No Cost to Your Company
This is a completely voluntary program for your employees, with no additional costs or commitment from your business.

Keep Employees Protected
By offering a quality program that ensures your employees have adequate Personal Insurance coverage, you can reduce the impact that an unexpected event can have on them and their work.

Customized Communication Materials and Support
There are a variety of methods that we’ve developed to introduce the program and educate employees on their Personal Insurance options. You’ll select the ones you believe will be most effective to increase participation, since you know your employees best. You’ll have one common contact at R&R and maintain open communication throughout the life of the program.

Personal Insurance Products

Home Insurance: Protection for your home, condo, townhouse, apartment, or rental home including coverage for property, liability, loss of use, and more
Auto Insurance: Coverage your personal autos including luxury, classic, exotic, and track-specific vehicles – liability, physical damage, towing, rental, and more
Personal Umbrella: Additional liability limits that extend critical coverage over your underlying liability limits – limits from $1M to $50M+ available
Recreational Vehicles: Personalized coverage for your toys - boats, motorcycles, travel trailers, RV’s, snowmobiles, ATVs, UTVs, off-road vehicles, and more
Valuable Items: Coverage for high value jewelry, fine-art, sporting equipment, wine, and other valuable items with agreed value and no deductible
Cyber Security: Protection against personal cyber risks including cyber-attacks, identity theft, cyber extortion, data breach, phishing, and other modern risks
Flood Insurance: Coverage for damage caused by rising waters, seepage, coastal exposure, and other causes of loss excluded on standard policies
Medicare: Advice and counsel on Medicare, Medicare Part B, Medicare Advantage Part C, Medicare Part D, and Medicare supplement plans
Unique Products and Solutions: Travel insurance, farm and equine, kidnap & ransom, coastal exposure, and other unique and hard to place coverages

Personal Insurance Services

Claim Advocacy and Service: Protection in the event of a loss is critical. R&R has dedicated resources to ensure settlements are timely, fair, and clearly communicated. In the event of a denial or disagreement, our Claim Review Services will analyze coverage, review decisions, and advocate on your behalf.
Insurance Policy Coverage Review: In-depth analysis and review of your current policies to accurately identify exposures, potential coverage gaps, and unfavorable terms and conditions. We’ll recommend the broadest and most comprehensive coverage forms to properly insure your personal assets.
Personalized Client Experience: Clients depend on our responsive, licensed insurance professionals to curate a client experience that is second to none. Our local teams are here to serve – timely contacts, personalized service, routine policy reviews, and open communication across a variety of channels.
Client Education and Knowledge: R&R offers industry-leading insights, informational resources, thought leadership, and educational programs. We provide clients with critical and timely topics related to asset protection, risk management, and the role of insurance in their everyday lives.
Mobile App and On-Line Portal Capabilities: Digital platforms that allow you to access policy information, view policy documents, view real-time Auto ID Cards, request policy updates, report claims, and contact your assigned representative directly.
Global Resources: Specialty risks like family offices, coastal properties, and luxury yachts can present unique exposures and complex claims. Our membership in Assurex Global affords us a partnership with world-wide expertise, local resources, and service capabilities no matter the location.
Broad Capabilities: In addition to Personal Insurance, R&R offers asset protection strategies and products for Business, Employee Benefits, and Wealth Management. We’re your trusted resource for all aspects of insurance, risk management, estate planning, and financial security.
Insured to Replacement Cost: Reconstruction cost increases are outpacing premium increases by a significant margin. R&R works with you to make sure your home is not underinsured.

Private Client Division

Our Private Client Division is a specially curated program for affluent individuals with considerable wealth. Our tailored insurance programs are designed around homes worth $1M or more, luxury and exotic vehicles, high-value personal property, and high-limit liability umbrellas.

High value homes and luxury properties from $1M+
Luxury, exotic, collector, racecars, and track vehicles
Marine, yacht, off-road, and recreational vehicles
High-limit umbrella and excess liability limits up to $50M
Hard to place exposures – seasonal, coastal, and international
Valuable collections – jewelry, fine arts, firearms, wine, and more
Personal cyber including data breach, extortion, and identity theft
Travel coverage, special event, kidnap & ransom, and more

Membership in R&R Private Client affords access to exclusive client service plans, expanded personal insurance resources, and an individualized customer experience. Every client is assigned a Private Client Consultant supported by our award-winning Professional Services team and industry-leading digital capabilities.

Explore the capabilities of R&R Private Client and see if you’re a fit by clicking below.

Explore R&R Private Client

We Know Personal Insurance
programs that help you attract
and retain talent

Enhance your Benefits with EmployeeProtect

What we offer you:

No Cost to Your Company
This is a completely voluntary program for your employees, with no additional costs or commitment from your business.

Keep Employees Protected
By offering a quality program that ensures your employees have adequate Personal Insurance coverage, you can reduce the impact that an unexpected event can have on them and their work.

What we offer your employees:

Ready to connect?

Personal Insurance Products

Personal Insurance Services

Private Client Division

Personal Insurance Resources

See What Others Say About Working With R&R

By the Numbers

We Know Personal Insuranceprograms that help you attractand retain talent

Enhance your Benefits with EmployeeProtect

What we offer you:

No Cost to Your CompanyThis is a completely voluntary program for your employees, with no additional costs or commitment from your business.

Keep Employees ProtectedBy offering a quality program that ensures your employees have adequate Personal Insurance coverage, you can reduce the impact that an unexpected event can have on them and their work.

What we offer your employees:

Ready to connect?

Personal Insurance Products

Personal Insurance Services

Private Client Division

Personal Insurance Resources

See What Others Say About Working With R&R

By the Numbers

We Know Personal Insurance
programs that help you attract
and retain talent

No Cost to Your Company
This is a completely voluntary program for your employees, with no additional costs or commitment from your business.

Keep Employees Protected
By offering a quality program that ensures your employees have adequate Personal Insurance coverage, you can reduce the impact that an unexpected event can have on them and their work.