Dan Swarthout from Hanover Insurance explained why Manufacturers and Metalworking operations should have Manufacturer's Errors & Omissions coverage along with Product Recall. Why? Because there is a GAP in your General Liability coverage. And, the premium for this coverage has decreased over the past few years. (This coverage is available for Printing, Plastics, Food Processing, and a variety of other industries also).
Dan was also kind enough to provide an application for Manufacturers Errors & Omissions Coverage.