--- title: At R&R WE KNOW Employee Benefits Insurance description: R&R Insurance can help you manage health costs in a number of ways including a self funded plan and properly managing your prescription drug cost trend. --- [![RR Insurance White w no Background400pxSmall](https://www.myknowledgebroker.com/hs-fs/hubfs/RR%20Insurance%20White%20w%20no%20Background400pxSmall.png?width=400&height=295&name=RR%20Insurance%20White%20w%20no%20Background400pxSmall.png "RR Insurance White w no Background400pxSmall")](https://www.myknowledgebroker.com) - - [800.566.7007](https://www.myknowledgebroker.com/tel:+18005667007) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Request a Quote](https://www.myknowledgebroker.com/contact-us/general-quote-inquiry) [Menu **](https://www.myknowledgebroker.com/we-know-employee-benefits#main-nav) - [Home](https://www.myknowledgebroker.com) - [Business Insurance](https://www.myknowledgebroker.com/business-insurance) - 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Medical Inflation is Outpacing Consumer Inflation - Insurance Carriers are Using More Data  - Less Competition Connect with Jeff at R&R Insurance ![Inflation.16.9](https://www.myknowledgebroker.com/hs-fs/hubfs/Inflation.16.9.png?width=284&height=160&name=Inflation.16.9.png) - High cost of prescription Drugs including designer prescriptions that can cost in excess of $100,000 per dose. - Medical utilization is increasing to pre-pandemic levels. Often called "the catch-up" from deferred medical care that many people did not seek during the pandemic.  ![17](https://www.myknowledgebroker.com/hs-fs/hubfs/17.png?width=284&height=160&name=17.png) - Insurance Carriers and their Underwriters are sharpening their tools with all of the data in today's market place. - They are discerning more than ever between profitable to unprofitable accounts and charging at least what they expect to spend on an account. ![18](https://www.myknowledgebroker.com/hs-fs/hubfs/18.png?width=284&height=160&name=18.png) - Feb 23, 2023 Humana Inc. announced it will be exiting the Employer Group Commercial Medical Products business. - Dec 31, 2022 the WEA Trust and Health Tradition Health Plan exited the Wisconsin health insurance market citing financial challenges. ![RRI-Use-Data-To-Optimize-Premium](https://www.myknowledgebroker.com/hubfs/RRI-Use-Data-To-Optimize-Premium.jpg "RRI-Use-Data-To-Optimize-Premium") ### Do you know how to use your data and other industry benchmarking to optimize your premium spend? You don’t have to be a Fortune 100 company to gain access to your data and other benchmarking reports. Our in-house analytics experts serve as an extension of your team. We help you determine if you are overspending or underinsuring, and how competitive you are in the market. We can quickly assess if your plan is functioning the way *that it was designed to*, and whether your self-funded, level-funded or fully insured plan is best for your business. No more looking in the rear view mirror. ### Do you know how to use your benefit program to attract and retain your employees? A benefit understood is a benefit appreciated. Knowing how best to communicate your benefits will help employees understand their options, guide their decision making, and increase their sense of value and engagement. At R&R Insurance, we help employers brand their benefit packages in a customized fashion, aligned with the company’s culture. Communication about benefits should go well beyond open enrollment. We know how much *happier, healthier and more engaged* your employees will be. ![RRI-Using-Benefits-To-Retain-Employees](https://www.myknowledgebroker.com/hubfs/RRI-Using-Benefits-To-Retain-Employees.jpg "RRI-Using-Benefits-To-Retain-Employees") ## Health Insurance & Employee Benefits Today's businesses have more obstacles to remain competitive than ever before. We've organized our employee benefits information into concise modules to help business owners and HR professionals operate more effectively. We've got information for you on: **Managing Costs:** Plan options, self funding, reform options, analytical tools **Remain Compliant:** MyWave Connect® portal, Risk Management Center **Invest in Employee Health:** Wellness programs and resources **Well Comp For Life:** Risk management for workers compensation and employee health rolled into one **Retain Employees:** Voluntary benefits such as dental, life and vision # Ready to connect?  Request a comprehensive policy review from one of our licensed agents.  We'll reach out to gather information and begin our formal review process. Contact Jeff at R&R Insurance ## Employee Benefits Resources Meet Our Team [Learn More](https://www.myknowledgebroker.com/employee-directory?departments=employee_benefits) WellCompFORLIFE [Learn More](https://www.myknowledgebroker.com/health-insurance/wellness/wellcompforlife) Wellness [Learn More](https://www.myknowledgebroker.com/health-insurance/wellness) Self Funded Health Insurance [Learn More](https://www.myknowledgebroker.com/health-insurance/self-funded-health-insurance) HRAs and HSAs [Learn More](https://www.myknowledgebroker.com/health-insurance/hras-and-hsas) Voluntary Benefits [Learn More](https://www.myknowledgebroker.com/health-insurance/voluntary-benefits) Employer sponsored Retirement plans [Learn More](https://www.myknowledgeadvisor.com/employer-sponsored-retirement-plans) Health Care Reform [Learn More](https://www.myknowledgebroker.com/benefits/affordable-care-act) healthcare webinars [Learn More](https://www.myknowledgebroker.com/health-care-webinars) ![R&R Insurance - The Knowledge Brokers](https://www.myknowledgebroker.com/hs-fs/hubfs/images-v2/rr-logo-wide.png?width=253&name=rr-logo-wide.png "R&R Insurance - The Knowledge Brokers") - [Home](https://www.myknowledgebroker.com) - [About Us](https://www.myknowledgebroker.com/about-us) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [p: 800.566.7007](http://tel:+18005667007) Waukesha Office | N14 W23900 Stone Ridge Drive | Waukesha, WI 53188 | [262.574.7000](tel:+12625747000) | [Get Directions](https://www.myknowledgebroker.com/about-us/office-locations) AFTER HOURS CLAIMS | [PHONE: 828.539.4574](tel:+12625747000) | EMERGENCY CLAIM CALLS ONLY PLEASE ©2021 All Rights Reserved. R&R Insurance Services, Inc. | [Privacy Statement](https://www.myknowledgebroker.com/about-us/privacy-statement) [**](https://www.myknowledgebroker.com/we-know-employee-benefits#) Menu [800.566.7007](tel:+18005667007) [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) [Request a Quote](https://www.myknowledgebroker.com/contact-us/general-quote-inquiry) © 2026 www.myknowledgebroker.com ![](https://www.googleadservices.com/pagead/conversion/966234977/?label=A33TCJq-1WkQ4abezAM&guid=ON&script=0) ![](https://px.ads.linkedin.com/collect/?pid=3881898&fmt=gif) ```json { "@context" : "https://schema.org", "@type" : "VideoObject", "contentUrl" : "https://136908.fs1.hubspotusercontent-na1.net/hubfs/136908/Benefits.mp4", "dateModified" : "2023-12-14T17:08:02.312Z", "duration" : "PT2M32.653S", "height" : 720, "name" : "Benefits", "thumbnailUrl" : "https://api-na1.hubapi.com/filemanager/api/v3/files/thumbnail-redirect/149942285668?portalId=136908&size=medium", "uploadDate" : "2023-12-14T17:07:46.931Z", "width" : 1280 } ```