Paul Lessila changes the topic in this episode. Paul discusses how he “rekindles the batteries,” which he does by fishing. He shares some fishing tips including:
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Topics:
Paul Lessila,
Fishing,
Fall
Paul gives a reminder of what to have with you when you're in an auto accident:
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Topics:
Auto Accidents,
Emergency Kits,
Auto Insurance
Paul explains the Distracted Driving Awareness: Stop the Distraction campaign that R&R Insurance created to help reduce distracted driving and create awareness. Learn more: www.myknowledgebroker.com/stopit.
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Topics:
distracted driving,
Wisconsin,
R&R Insurance
Paul shares some statistics about distracted driving. In 2010 and 2011, there were over 3,000 fatalities as a result of distracted driving, and over 400,000 injuries.
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Topics:
distracted driving,
Safety,
Statistics
An area that is worked on quite a bit and is important for business owners is workers compensation. You must return someone to work within 3 days of the accident. This is just the state of Wisconsin – it’s different from state to state. If the employee is returned within this time frame, you’ll receive a 70% discount on your premium from the amount of money that was paid out on your claim.
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Topics:
Return to Work,
Workers Compensation,
Paul Lessila
Paul explains the causes of workplace injuries and how to avoid them. Always be proactive, preventative, and prepared. Have an action plan ready in case of an accident.
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Topics:
Business,
R&R Insurance,
Workplace Safety
The basics of workers compensation is that the more claims you have, the more your premium is going to be because of your MOD. Your MOD is your multiplier. Not all businesses get a MOD, usually because your premium is too low. If you don’t have good claims, your MOD could go up. It’s based on three years of claims. Your MOD is a multiplier and is affected based on your claims.
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Topics:
Workers Compensation,
MOD,
Paul Lessila
