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[Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185497/contractual-risk-transfer-training) ## Issue This 1 ½ hour training session was developed to provide technical knowledge to clients in the area of the various contractual relationships the client enters into. Topics such as insurance terminology, Additional Insured endorsements and the various types of indemnification are covered. The training session concludes with case examples using actual contracts that the clients has recently entered into. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185497/contractual-risk-transfer-training) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Contractual Risk Transfer](https://www.myknowledgebroker.com/focus-manufacturing/topic/contractual-risk-transfer), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance), [Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/risk-management) ## [Contractual Risk Transfer: Contract Review Templates](https://www.myknowledgebroker.com/focus-manufacturing/bid/185495/contractual-risk-transfer-contract-review-templates) Posted by [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/dan-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185495/contractual-risk-transfer-contract-review-templates) ## Issue Providing clients with a customized “Contract Review Template” which identifies the various coverage aspects of the clients CGL/Auto/WC/Umbrella. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185495/contractual-risk-transfer-contract-review-templates) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Customer Service](https://www.myknowledgebroker.com/focus-manufacturing/topic/customer-service), [Contractual Risk Transfer](https://www.myknowledgebroker.com/focus-manufacturing/topic/contractual-risk-transfer), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance), [Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/risk-management) ## [Contractual Risk Transfer: Contract Review Services](https://www.myknowledgebroker.com/focus-manufacturing/bid/185494/contractual-risk-transfer-contract-review-services) Posted by [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/tom-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185494/contractual-risk-transfer-contract-review-services) ## Issue Review, analyze, and respond to contract insurance requirements and indemnification provisions. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185494/contractual-risk-transfer-contract-review-services) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Customer Service](https://www.myknowledgebroker.com/focus-manufacturing/topic/customer-service), [Contractual Risk Transfer](https://www.myknowledgebroker.com/focus-manufacturing/topic/contractual-risk-transfer), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance) ## [Contractual Risk Transfer: Establishing Subcontractor's Insurance Requirements](https://www.myknowledgebroker.com/focus-manufacturing/bid/185493/contractual-risk-transfer-establishing-subcontractor-s-insurance-requirements) Posted by [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/dan-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185493/contractual-risk-transfer-establishing-subcontractor-s-insurance-requirements) ## Issue Work with clients to review their subcontractor agreement with respect to the insurance requirements and indemnification language, with the goal to equitably allocate risk between the client and their subcontractors. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185493/contractual-risk-transfer-establishing-subcontractor-s-insurance-requirements) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Contractual Risk Transfer](https://www.myknowledgebroker.com/focus-manufacturing/topic/contractual-risk-transfer), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance) ## [Contractual Risk Transfer: Requirements for Contractors Working on Client’s Premises](https://www.myknowledgebroker.com/focus-manufacturing/bid/185492/contractual-risk-transfer-requirements-for-contractors-working-on-client-s-premises) Posted by [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/tom-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185492/contractual-risk-transfer-requirements-for-contractors-working-on-client-s-premises) ## Issue A servicing contractor’s (roofing company) employee while working on the client’s premises falls from an elevated work station. We work with clients to structure their contractual relationship with servicing contractors so that the financial consequences of this accident will remain with the servicing contractor’s insurance program and not affect our client. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185492/contractual-risk-transfer-requirements-for-contractors-working-on-client-s-premises) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Contractual Risk Transfer](https://www.myknowledgebroker.com/focus-manufacturing/topic/contractual-risk-transfer), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance) ## [Eliminating “Conflict of Interest” in Commission Based Compensation](https://www.myknowledgebroker.com/focus-manufacturing/bid/185491/eliminating-conflict-of-interest-in-commission-based-compensation) Posted by [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/dan-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185491/eliminating-conflict-of-interest-in-commission-based-compensation) ## Issue Commission based compensation can create an inherit “*conflict of interest*” in that agency compensation will increase commensurate with premium increases received by the insured. Also noteworthy is the fact that carriers quotes can vary greatly in terms of the commission percentage. These issues, if not addressed in a professional manner, can result in the insured questioning whether the current broker is working in the insured’s best interests. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185491/eliminating-conflict-of-interest-in-commission-based-compensation) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Customer Service](https://www.myknowledgebroker.com/focus-manufacturing/topic/customer-service), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance) ## [Reducing the Experience Modification Factor](https://www.myknowledgebroker.com/focus-manufacturing/bid/185490/reducing-the-experience-modification-factor) Posted by [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/dan-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185490/reducing-the-experience-modification-factor) ## Issue Utilizing technical knowledge of the variables affecting the EMF to reduce the client’s Experience Modification Factor. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185490/reducing-the-experience-modification-factor) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance), [Experience MOD](https://www.myknowledgebroker.com/focus-manufacturing/topic/experience-mod) ## [Resolving Retro Disputes](https://www.myknowledgebroker.com/focus-manufacturing/bid/185489/resolving-retro-disputes) Posted by [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/tom-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185489/resolving-retro-disputes) ## Case Study Dispute relating to a multi-year retrospective rated program (CGL/Auto/WC). Issues involved errors in the carrier’s claim handling and subrogation efforts that affected client’s experience rating. A 6 month project involved researching multiple policy periods, documenting errors, estimated increased insurance costs attributable to inflated loss ratios, presentation, and negotiation with the carrier. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185489/resolving-retro-disputes) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/risk-management), [R&R Insurance Services](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance-services) ## [Verifying Accuracy of Carrier’s Policy Audits](https://www.myknowledgebroker.com/focus-manufacturing/bid/185488/verifying-accuracy-of-carrier-s-policy-audits) Posted by [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/tom-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185488/verifying-accuracy-of-carrier-s-policy-audits) ## Issue A formal review is made of the policy period audits (CGL/Auto/WC) to verify the audit variables as accurate and to identify errors/discrepancies. Audit disputes are documented and presented to the carrier for discussion/correction. [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185488/verifying-accuracy-of-carrier-s-policy-audits) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Policy Audit](https://www.myknowledgebroker.com/focus-manufacturing/topic/policy-audit), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance) ## [“Providing a Service” vs “Selling a Product”](https://www.myknowledgebroker.com/focus-manufacturing/bid/185487/providing-a-service-vs-selling-a-product) Posted by [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/author/dan-scheider) - [Tweet](https://twitter.com/share) [![](https://www.myknowledgebroker.com/hs-fs/file-2610973949-jpg/images/o--all_marketing-campaign_files-focus_on_risk_management-manufacturing_floor_istock_000001337154small-resized-600.jpg) ](https://www.myknowledgebroker.com/focus-manufacturing/bid/185487/providing-a-service-vs-selling-a-product) ## Issue We view our responsibility to “providing a service” to our clients, rather than the “selling of a product”. Providing a service is a 12 month commitment, while selling a product frequently is not a 12 month commitment. Does your current agent/broker view the insurance placement as the end of the process or the beginning of a 12 month commitment? [Read More](https://www.myknowledgebroker.com/focus-manufacturing/bid/185487/providing-a-service-vs-selling-a-product) Topics: [Tom Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider), [Dan Scheider](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider), [Manufacturing](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing), [FOCUS on Risk Management](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management), [R&R Insurance](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance) [All posts](https://www.myknowledgebroker.com/focus-manufacturing/all) [Next](https://www.myknowledgebroker.com/focus-manufacturing/page/2) ### Subscribe to Email Updates ### Recent Posts ### Posts by Topic - [FOCUS on Risk Management (24)](https://www.myknowledgebroker.com/focus-manufacturing/topic/focus-on-risk-management) - [Manufacturing (24)](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing) - [Dan Scheider (20)](https://www.myknowledgebroker.com/focus-manufacturing/topic/dan-scheider) - [R&R Insurance (19)](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance) - [Tom Scheider (19)](https://www.myknowledgebroker.com/focus-manufacturing/topic/tom-scheider) - [Risk Management (8)](https://www.myknowledgebroker.com/focus-manufacturing/topic/risk-management) - [Claim Management (5)](https://www.myknowledgebroker.com/focus-manufacturing/topic/claim-management) - [Contractual Risk Transfer (5)](https://www.myknowledgebroker.com/focus-manufacturing/topic/contractual-risk-transfer) - [R&R Insurance Services (4)](https://www.myknowledgebroker.com/focus-manufacturing/topic/rr-insurance-services) - [Customer Service (3)](https://www.myknowledgebroker.com/focus-manufacturing/topic/customer-service) - [Loss Control (3)](https://www.myknowledgebroker.com/focus-manufacturing/topic/loss-control) - [Claims (2)](https://www.myknowledgebroker.com/focus-manufacturing/topic/claims) - [Work Comp (2)](https://www.myknowledgebroker.com/focus-manufacturing/topic/work-comp) - [Experience MOD (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/experience-mod) - [Fleet Safety (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/fleet-safety) - [Manufacturing Insurance (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/manufacturing-insurance) - [Policy Audit (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/policy-audit) - [Safety Seminar (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/safety-seminar) - [Wisconsin (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/wisconsin) - [Workers Compensation (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/workers-compensation) - [Workers' Compensation (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/workers39-compensation) - [distracted driving (1)](https://www.myknowledgebroker.com/focus-manufacturing/topic/distracted-driving) [see all](https://www.myknowledgebroker.com/focus-manufacturing#) ![R&R Insurance - The Knowledge Brokers](https://www.myknowledgebroker.com/hs-fs/hubfs/images-v2/rr-logo-wide.png?width=253&name=rr-logo-wide.png "R&R Insurance - The Knowledge Brokers") - [Home](https://www.myknowledgebroker.com) - [About Us](https://www.myknowledgebroker.com/about-us) - [Contact Us](https://www.myknowledgebroker.com/about-us/contact-us) - [Careers](https://www.myknowledgebroker.com/about-us/careers) - [p: 800.566.7007](http://tel:+18005667007) Waukesha Office | N14 W23900 Stone Ridge Drive | Waukesha, WI 53188 | [262.574.7000](tel:+12625747000) | [Get Directions](https://www.myknowledgebroker.com/about-us/office-locations) AFTER HOURS CLAIMS | [PHONE: 828.539.4574](tel:+12625747000) | EMERGENCY CLAIM CALLS ONLY PLEASE ©2021 All Rights Reserved. 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