Workers Compensation
Every claim impacts the cost of your workers compensation insurance premiums. Did you know that one claim for $5,000 will require $250,000 in sales to generate the net profit (5%) to cover the premium increase? That's a tough nut to swallow for any business owner! With that said, we have a proven process that will help lower your premiums and get a handle on those claims. We've had Wisconsin's most knowledgeable experts on workers compensation on-staff to create our Smart Comp Process - and it's second to none! Learn more about how to effectively lower your workers compensation costs by attending our free seminar!
Related Topics
We work to lower your premiums by:
- Evaluating your current and potential MOD factors
- Regularly assessing the safety of your job sites
- Developing an early return-to-work program
- Conducting safety surveys
- Creating a safety culture
- Educating your foreman and supervisors
What is Smart Comp?
Smart Comp is utilizing the projection and verification process to determine the impact your claims are having and will have on your workers compensation premiums. more »
What's driving your work comp costs?
Did you know that 100% of your loss dollars are going into your mod calculation including the open reserves? Who is helping you drive down your claims costs? more »
When was the last time your agent verified your experience mod?
We recently verified a new client’s experience mod which showed $38,650 of excess reserves for claims that were closed. more »
Proven success stories for saving big cash!
Return-to-work programs reduce WC claims costs by 70%
Effective return-to-work programs have been identified as one of the key elements necessary to contain and reduce the cost of workers compensation. By implementing modified duty programs and preventing claims from being lost time, you will reduce your workers compensation claims costs by 70%! more »
1.0 MOD - Are You Average?
Chances are there are as many Wisconsin companies who have lower experience mods than yours as do higher mods. And chances are there are quite a few competitors of yours who have better mods, thus cheaper workers compensation expenses. more »
Testimonials
See how reductions in MOD ratings have produced dramatic improvements to our clients’ bottom lines.
Our Team
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Nancy McMurry
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- With R&R Insurance Services, Inc. since 2001 and a part of the insurance industry since 1985
- Experience in rating and underwriting functions for major insurance carriers
- Specialist in underwriting and experience modification analysis
- Attendee of Workers Compensation Rating Bureau meetings
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John Brengosz, ACLM
- UW Platteville: B.S. Occupational Safety
- Associate in Loss Control Management (ACLM)
- More than 17 years of experience providing loss control service for large national insurance carriers
- Member: American Society of Safety Engineers (ASSE)
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Mike Geldreich, AIC
- UW Oshkosh: Criminal Justice & Public Administration
- Experience in the insurance industry since 1989
- Associate in Claims (AIC)
- Extensive Workers Compensation knowledge
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Dianne DeByl
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- UW Oshkosh: B.S. Secondary Education
- With R&R Insurance since 1997
- 18 years as underwriting manager for professional liability program administrator for nationwide insurance company
- Member of Municipal Team for the League of Wisconsin Municipalities Insurance Mutual Insurance Program since 2000
