If you can't work, you can't earn money. The time you spend at work translates to money for you; and the time you lose from work, due to accident or sickness, means a loss of money to you.
If you had a machine that made thousands of dollars every month for you, would you insure it?
Is your family and/or your business protected financially if something happens to you?
Studies have shown that working age adults are much more likely to suffer from a long-term disability than actually death. Most adults at least have some life insurance coverage. So they are covered in case of death. However, unless it is offered at work, most adults have little, if any, disability insurance coverage. Without disability coverage, your employees could be left with no income to pay their bills.
Short-Term Disability Coverage:
- Waiting periods from 1 to 15 days
- Benefit periods to 52 weeks
- Coordinates with Long-Term Care
Long-Term Disability Coverage:
- Pays a set percentage of employee's regular income
- Coordinates to pick up after Short-Term coverage ends
- Variable plan design can protect your employees and your company
At R&R Insurance Services, we can show you how to keep on earning money, even if an unexpected illness or accident keeps you away from work. Disability insurance helps to replace your income when your ability to earn is hindered. Protect yourself and your family from the devastating effects that a loss of income could pose. Contact us to learn more about protecting your income and your family.