R&R Insurance's Food Processing Practice Group offers customized risk management solutions for all segments of the food processing industry including manufacturers, brewers, ingredient handling, factory/store operations, cold storage, food transportation and distribution.
Specialized Services:
- Exclusive coverage through The Hanover Group
- In-House Resource Center dedicated to bottom line reduction
- Dozens of markets to meet your specific needs
- More than 35 years in the food industry
Food Processor Coverages:
- General Liability
- Product withdrawal expense
- Cost to replace, repair or repurchase
- Cost to notify including postage and computer expenses
- Cost of labor to reproduce including transportation expenses
- Cost to dispose
- Variable limits available
- Equipment Breakdown
- Interruption of utility services
- Spoilage and contamination of product
- Mechanical, electrical, pressure and refrigeration systems
- Ammonia contamination
- Property
- Consequential Loss – included in $1M blanket limit
- Dependent Properties - $250,000
- Food Contamination - $25,000
- Cost to clean & replace
- Medical testing
- Business Income (after 24 hour deductible)
- Advertising expense of $3,000
- Seasonal Increase – included in $1M blanket limit