R&R Insurance's Food Processing Practice Group offers customized risk management solutions for all segments of the food processing industry including manufacturers, brewers, ingredient handling, factory/store operations, cold storage, food transportation and distribution.

Specialized Services:

  • In-House Resource Center dedicated to bottom line reduction 
  • Dozens of markets to meet your specific needs 
  • More than 35 years in the food industry

Food Processor Coverages:

  • General Liability 
  • Product withdrawal expense 
    • Cost to replace, repair or repurchase
    • Cost to notify including postage and computer expenses
    • Cost of labor to reproduce including transportation expenses
    • Cost to dispose
    • Variable limits available 
  • Equipment Breakdown 
  • Interruption of utility services 
  • Spoilage and contamination of product 
  • Mechanical, electrical, pressure and refrigeration systems 
  • Ammonia contamination 
  • Property 
  • Consequential Loss – included in $1M blanket limit 
  • Dependent Properties - $250,000 
  • Food Contamination - $25,000
    • Cost to clean & replace
    • Medical testing
    • Business Income (after 24 hour deductible) 
    • Advertising expense of $3,000
    • Seasonal Increase – included in $1M blanket limit